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Can employer take away your health insurance if you are pregnant and a fulltime employee?
Wiki User
∙ 11y ago
The employer cannot take away your health insurance, unless the plan is dropped for all employees. To take away your health insurance would be a clear violation of the federal and state rules about discrimination against pregnant women. You would have a strong case to take to your state human rights commission.
The employer could not legally take away your health insurance, but they could do the next best thing: fire you. The Americans with Disabilities Act (ADA) does not consider pregnancy to be a disability. Therefore employers do not have to make reasonable accomodation for pregnant employees. The result is that a pregnant employee could be legally fired because she needs more bathroom breaks, or cannot do heavy lifting.
For many women, being fired from a job means losing their group health insurance. COBRA coverage may be very expensive, especially for someone who is pregnant and probably cannot work full-time for a new employer.
Wiki User
∙ 11y ago
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Can an employer refuse a pregnant employee work?
Yes, if the employee is no longer capable of performing one or more essentila work functions, or poses a danger to self or others.
If you do not get insurance through your new employer and your wife if pregnant where can you get insurance now and what should you look for when shopping around?
In CA, try the AIM Program or Mr. Mip.
Can a pregnant employee be terminated for taking family medical leave three weeks before baby is born?
Most likely not, as long as your employer is bound by the FMLA and you have been with the Employer long enough.
Pregnacy and Short-Term Disability?
Short-term disability insurance allows employees to get a certain percentage of their paycheck each week if they are temporarily unable to work due to a disabling condition. Pregnant women are often eligible for short-term disability insurance during the last six to eight weeks of their pregnancies; these women are temporarily unable to work because of their medical condition. However, this type of insurance is often a benefit of working at a particular company. Thus, some women may have to rely on the unpaid time off they are entitled to under the Family Medical Leave Act or use vacation or sick time to cover some of their maternity leave. There is no federal law requiring employers to provide short-term disability to pregnant women who are in their third trimester of pregnancy. However, a handful of states do require employers to provide this type of disability insurance. In addition, some employee unions may require employers to provide short-term disability insurance to pregnant women as part of their collective bargaining agreement. Depending on state law, employees may have to pay for their own short-term disability insurance. If so, the insurance payments are deducted directly from the employee's paycheck. In some cases, both your employer and the state an employee lives in offer short-term disability. Employees must exhaust the state short-term disability insurance first and then use their employer's private short-term disability insurance to cover any additional time off that they need. The amount of paid time off a pregnant employee is entitled to and how much money she gets depends on state law and the employer's policy. State-run disability insurance usually entitles pregnant employees to four to six weeks of paid time off. If the employee has complications while giving birth, she may be entitled to additional time off if she gets a doctor's note. This type of disability insurance usually pays up to 2/3 of the employee's regular salary each week. Private disability insurance usually pays 50 to 100 percent of the employee's weekly salary; the amount and the number of weeks the employee is entitled to depends on how long the employee has worked for the company.
Can an employer fire an employee for being pregnant but use neglect as an excuse so they do not have to deal with maternity leave?
Yes, sadly employers sometimes lie to get rid of a worker. This is when the employee can sue. Speak to a lawyer about your chances.
Is it legal for an employer to ask an employee currently employed by the employer whether they are pregnant or not?
I don't believe there is anything illegal about asking that question. I don't believe it is in good taste, but the employer does have to make plans for maternity leave. And if you are not married, and your contract has a morals clause, there could be grounds for dismissal.
Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
You are in collage fulltime your girlfriend is pregnant do you have to pay child support?
Yes, and you could be ordered to get a full time job. see link
Is it legal for your company to cancel yopur insurance without notice while wife is pregnant?
Who is paying the insurance policy, you or the employer? If the insurance was part of your compensation package at work, I believe that you must be notified at least a certain number of days in advance of its being cancelled or withdrawn, so that you can obtain replacement insurance. Also, look into COBRA.
Can an employee fire because your are pregnant?
It depends what position the employee holds and the terms of your contract with the company.
My girlfriend is pregnant if we get married will insurance cover the pregnancy?
Depends on the company. Most major companies would cover it. Smaller companies might not. Read your policy & see if it says anything or ask your employer.
Can you get life insurance if you are pregnant?
Yes but you must disclose the fact that you are pregnant.
