Generally, no. A property owner has the right to peaceful habitation and that includes guests. If your visitors are a burden on your neighbors, noisy, messy or doing criminal activity, then you can expect trouble and you should make it right.
Read your governing documents to determine whether or not this directive is listed.
Steps homeowners can take if the HOA is falling down on the job of maintaining the property.
No. Homeowners Insurance does not coverage for automobiles.
The initials HOA can stand for many different things. Commonly, however, HOA stands for Home Owners Association. Others possibilities include Horn of Africa and Heads of Agreement.
Yes, a Homeowners Association (HOA) can have an insurable interest in a fence on a property that is not on the common ground of the HOA. The HOA is responsible for maintaining and enforcing certain rules and regulations for the entire neighborhood or community, which may include the maintenance and insurance of fences on individual properties. It is important to review the specific bylaws and governing documents of the HOA to determine their insurance responsibilities.
You can find the answer you want in this link: hoa-usa.com/statelaws/al.aspx
With the approval of your HOA it may be, but I wouldn't imagine they are likely to approve it.
No, an HOA management company typically does not pay for any losses in a homeowner's insurance claim. Homeowners insurance is a separate policy that homeowners are responsible for purchasing and maintaining. The HOA management company is responsible for managing the common areas and implementing the HOA rules, but they do not cover individual homeowner's insurance claims.
It all depends on the terms of the association contract you signed when you bought your property. There are all kinds of arcane language limiting a property owners rights in the HOA's. That's why I never buy property in an HOA.
Generally, procedures for abandonment of the homeowners' association (HOA) are found in the HOA covenants. These procedures would have to be followed unless they were not consistent with state law. If the covenants do not address disbandment of the HOA, then applicable state law would govern. In any case, if you are looking to remove a HOA, you should talk to a real estate attorney.
A homeowners' association would file a labor and materials lien entitled Assessment Lien. See the HOA covenants for more information on liens. I would recommend that the HOA retain a real estate attorney to prepare and file the liens.
Your question sounds like there was an original HOA, which was superseded by a new HOA. Every HOA collects assessments to operate the community, and as an owner, your governing documents define your responsibilities to pay and the association's responsibilities to collect assessments. The new HOA has its own form of assessments, regardless of the form of assessments paid to the original HOA.