One person can only sign for another if they are named in a valid Power of Attorney. Marriage does not give either spouse the right to sign for the other.
The husbands own insurance would be primary, and his wife's would be secondary.
If the husband is the nominee of the wife's life policy,and in case of later's eventuality, he can claim the insurance proceeds and the Insurance Co. is legally bound to pay to the nominated husband.
The Wifes
Yes. However, who will be the owner of the policy? The husband would have to sign the application and take the exams.
If you sign up for insurance with your company, You have to indicate who is primary subscriber between yourself and wife. If both a wife and a husband sign up with the same company and both have stated they are primary, Your wasting your money. In the insurance world, secondary insurance was purchased because you want coverage for medical cost and pharmacy cost your primary insurance does not cover. Birthdays having nothing to do with who is first. Indicating on the insurance form as subscriber does.
yes
its a sign of love
yes
yes you can just go to a insurance place and take out insurance policy he will have to be there also,
It is insurance fraud if anyone but your husband signed the application.
IT can be a taken by the house wife and the husband also
That is what we call fraud!