answersLogoWhite

0

Can insurance be cancelled because of secondary driver?

Updated: 8/16/2019
User Avatar

Wiki User

15y ago

Best Answer

Yes,, Any driver who does not meet the insurers underwriting guidelines can result in the entire policy being cancelled.

User Avatar

Wiki User

15y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can insurance be cancelled because of secondary driver?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can your driver's license get suspended in the state of Florida if your insurance is cancelled?

Acually no, it will just get towed.


Who pays when driver is not the car owner but has car insurance?

Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.


What to do if your insurance was cancelled due non payment. 1 month later you get into a 6 car accident that was caused by a drunken driver which ended up being a hit and run?

Once your policy was cancelled you no longer have coverage. Hopefully the drunk driver has good enough insurance to take care of your damages.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.


Do you need a car to get insurance?

It doesn't make sense to keep auto insurance without a car anyway! If you do get hurt in an accident where the other driver is at fault, their insurance will pay for the damages. However if you plan on driving someone else's car, make sure you are added on their car insurance policy as a secondary driver.


Can an insured driver still sue me after his car was fixed by his insurance?

It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.


How does insurance work when the principal operator has less than one year of licensed driving experience?

I work in the insurance field, and we have learned that the Youthful Operator licensed less than one year just means they are a brand new driver. In some states, there is a surcharge that is assessed to the policy because of this. The reason being is that she is an inexperienced driver and is more at risk than anyone. I'm not sure why your policy was cancelled because of this.


Do you need Insurance if you have a valid driver license?

yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages


What should a person do if they were the 'at fault' driver in an accident and their insurance had been cancelled and they are now responsible for paying 6000 dollars in damages?

The moral answer would be for him to pay for the damages that he caused.


Whose auto insurance will cover you if driving another person's car in Maine?

The driver's insurance will take the lead, if something extra is needed, the person who owns the car's insurance will be secondary. Both will be involved to some extent.


Is there a grace period if a parent suddenly cancels a child's car insurance?

Only until the date of cancellation, can you stop a pending cancellation. Once it is cancelled, however, it is cancelled. You'll need to reinstate it immediately or face suspension of your driver's license. However, the child can pay for liability insurance and retain their license. The only grace period is the time between now and when the insurance actually expires.