No, the car is your property not theirs. The insurance companies have made special deals with body shops that give the insurance companies deep discounts. If you ask the shop to show you the agreement between them and the insurance, they wont. And for good reason, it would make you, "the CONSUMER" very angry! They usually agree to a lower labor rate and the use of cheap aftermarket parts, or used parts. The aftermarket parts have NOT been crash tested, but hey it's not their family in that car! the only problem I have with used parts is the insurance prefers used suspension, and they do not microflux the parts or do any kind of test for cracks, or other malfunctions. The reason the part is used is because the vehicle it came off of has more than likely been totaled. Just remember you are the property owner and you have a contract with the insurance company for reimbursment of damages or replacement, which ever is less.
It is illegal for a body shop to repair a car with used or reconditioned parts, unless the owner of the vehicle gives written permission. Insurance companies do not control repair shops. Their repair estimates are based on new factory parts and standard repair charges. I have recently found out that it depends on what state you live in. For example, in Pennsylvania, insurance companies are permitted to use aftermarket or used parts to repair a vehicle but if those parts affect the vehicles warranty the insurance company must warrant those parts. Unfair, but very true!!
Do I need to get a licensed company to do my roof repair work? For insurance reasons?
To check if there is a local repair shop that will take your car insurance you will have to talk to your insurance provider and get a list of local repair shops that service their company.
Have to ask your insurance company about that.
nope
First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.
this depends. if you say have an accident with your car and it is your fault you will have to repair your car and repair another car that you may of hit. however it you buy insurance from an insurance company then the company pays for it.but there are many different types of insurance so i would recommend a company like ISelect which asks you a phew question about the insurance you want and they choose the best insurance deal for you.
It depends. If, for example, extensive damage occurs because of a covered natural disaster -- an earthquake -- and the board and the insurance company agree that the insurance company's vendor will complete the repair work inside units on assets covered by the master policy, then the insurance company's vendor may complete the work. If, however, you prefer a different vendor, it's possible that you could negotiate with the board and pay the difference between what the insurance company's vendor would charge and what your vendor would charge to repair assets inside your unit that you want your own vendor to repair.
If your insurance company is offering auto repair insurance, you have the option of taking your vehicle to your own mechanic. Taking your vehicle to a personal mechanic rather than one chosen by your insurance company eliminates the doubts.
No!! It's not the insurance that tells you how to fix your car, it is you who has the legal right to tell the insurance company. I learned this the hard way!
it usually matters what type of insurance u have and what company u r working with
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