no
It is entirely possible that they can place a lien on the house. The hospital is entitled to place a claim against the estate and its assets. If the house is an asset, they can attach a lien to it to get their money.
Medicare, no. Medicaid, yes.
No. In-home care is paid by the hour.
Medicare Part A which is "Hospital Insurance." It pays as primary insurance for the long-term disability. It helps pay for inpatient hospital care, inpatient care in a skilled nurshing facility, home health care and hospice
Covered Services by Medicare Part A: Medicare Part A, Know as Hospital insurance, helps to pay for: Inpatient Hospital Services Skilled Nursing Facility Nurses Home Health Services Hospice Care Individuals not eligible for Premium free part A benefits through employment can purchase the coverage through monthly premiums by contacting the social security administration.
If the couple resided in a community property state at the time of the individuals death the surviving spouse might be held accountable for the deceased spouse's medical bills. That would apply even if the surviving spouse is in need of care themselves. However, the outcome of such depends upon the financial status of the surviving spouse and the laws of the state relating to such, for example if the person is on Medicaid. Surviving children or other relatives of the deceased are not responsible for medical bills unless they personally entered into a contract with the medical providers.
The estate of the deceased is responsible for hospital bills whether it's paid by the life insurance, medical insurance or other. Any remaining assets from the estate of the deceased can be given to the beneficiary... after taxes. * Whether or not the property may be subject to probate procedure or to creditor attachment for debt owed depends upon how the property is titled, the state probate succession laws and perhaps the state's homestead exemption.
Medicare is health insurance paid by for the U.S. government available for individuals who are 65 years old or more. There are four different parts to medicare. Part A is the portion of the insurance that covers a person's stay in a hospital, hospice, or nursing home. There are other parts of medicare that help pay for things like doctor visits or prescriptions.
A nursing home may be certified by Medicare or Medicaid
Medicare part A covers confinements: home health care, inpatient hospital stays, and skilled nursing facility stays. Medicare part B covers outpatient services (including outpatient hospital visits, or observation status). Medicare C refers to the combination of parts A and B under an Advantage Plan - a private health insurance company administering your Medicare benefits. Medicare part D is the drug plan.
Medicare may cover a month or two of home health care after a stay in the hospital, but benefits are then usually capped.
You have to settle the estate. And that means paying off all the debts before distributing any of the assets. That does mean that the home may have to be sold to pay off the debts.