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Yes, If you have multiple claims then you can get multiple rate increases.

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13y ago

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Does homeowners cover water damage?

It is best to check with your insurer. All policies are different.


Does home owners cover you barn?

There are different coverage types for homeowners policies. You need to check with your provider to see if they offer "other structures" policies. The majority of homeowners policies only cover your house, which included all attached building such as a garage.


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What are the examples of double insurance?

Double insurance occurs when a policyholder insures the same risk with multiple insurance companies, resulting in overlapping coverage. Examples include purchasing multiple health insurance policies from different providers or insuring a single property through different homeowners' insurance policies. In the event of a claim, the insured can only recover up to the total loss, with the insurers often sharing the payout based on the proportion of coverage. This practice can lead to complications in claims processing and may violate certain insurance policies' terms.


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Homeowners policies typically do not provide coverage for damages or losses caused by floods, earthquakes, and normal wear and tear.


Does Allstate cover lightning strikes in there homeowners policy?

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