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What else can I help you with?
Will homeowners insurance pay for structural damage caused by a contractor or sue the contractor on my behalf?
HO insurance policies are typically all risk and as such would cover such loss
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Does homeowners cover water damage?
It is best to check with your insurer. All policies are different.
Will homeowners pay for damage from hail?
Homeowners typically do not have to pay for damage from hail if they have comprehensive homeowners insurance that covers such incidents. Most policies will cover the cost of repairs to the home and any personal property affected by hail damage, minus the deductible. However, if the damage exceeds the deductible amount, homeowners will need to cover that portion out of pocket. It’s important for homeowners to review their insurance policy to understand their coverage and any potential out-of-pocket costs.
Will home owners cover damage by tenants to a hard wood floor?
First, if you are renting the home you should not have a homeowners policy on it. In you homeowners policy it states that 90 days after you move out of your home the coverage ceases even if you keep paying the premium there is no coverage. Homeowners policies are only for owner occupied homes. If it is rented you should have a tenant occupied dwelling fire insurance policies. In any case the both policies exclude damage caused by occupants. And damage must be by a covered cause. None of which work. Sorry.
Does the State of Kentucky allow retroactive homeowners insurance claims?
Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.
Does Liberty Mutual Homeowners Insurance cover roof damage from a raccoon?
Check with your agent. There may be some compensation for repairs, but not for ridding your home of the raccoons.
Does allstate homeowners insurance cover condensation leaking from AC ducting damage?
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.
If my pool has rust damage is it covered?
Doubtful. Most homeowners policies do not cover rust, mold, deterioration etc. over a period of time.
Does homeowners cover damage you did in order to get to a broken pipe?
All policies are not the same. You will need to contact your insurer or your agent to determine the scope of coverage you purchased.
Will homeowners insurance cover damage to ATVs?
It depends on your policy perils and exclusions. Generally home owners policies exclude motorized vehicles. ATVs usually have their own insurance policies if you want to get them covered.
