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Can my name be added to a mortgage if an offer hasn't been made yet on a property but the mortgage is set up in my fiance's name?
Wiki User
∙ 13y ago
If the offer hasn't been made yet, there is no mortgage, your fiance is simply pre-approved for a certain amount. Until the deal actually closes, the mortgage isn't in effect.
Most lenders would not have a problem with adding an additional name; it's one more person they could theoretically go after if the mortgage defaults, and if they're willing to bet that your fiance can make the payments, betting that between your fiance and you you'll be able to make the payments is kind of a no-brainer.
Wiki User
∙ 13y ago
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