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Can the bank go after my husband's money and credit for my non payment on my mortgage if the property was purchased before our marriage and my husband is not on the loan or deed or mortagage?
Wiki User
∙ 15y ago
No. Your husband has no obligations or liability regarding your mortgage.
Wiki User
∙ 15y ago
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Where can one get a Halifax Mortagage calculator?
One can get a Halifax Mortgage Calculator from a number of places. The main place one should look is on the Halifax Mortgage website under the mortgage calculator tab.
Which of these describes what can happen with an ajustible rate mortgage?
the monthly mortagage payments go up or down from year to year
If a house was purchased in Florida before the marriage with the title and mortgage in just one name would the spouse be entitled to any of it?
Not at all! Florida regards anything purchased before the marriage as separate during the marriage. Only items in both your names or items purchased during the marriage are eligable for distribution.
What services does cenlar mortagage have?
Cenlar is a subservicing company. A company that provides mortgage subservicing will collect your monthly mortgage payments and maintains your escrow account for tax and insurance payments. Many banks use them to handle the maintenance of their mortgage loans.
Can a bank recall the entire value of a mortgage before the due date?
NO. Because the call of a bank is greater than the asking rate of the mortgage. If the rate of the mortgage is higher than the mortagage itself then you and the bank can settle the dispute over a cup of tea.
What might one point out when obtaining a mortagage?
One might want to point out the interest rate on the mortgage, if there are any 'points' to be paid and how this will affect said mortgage, and whether the annual percentage rate is fixed or a variable.
How do you get your name off your ex husbands mortgage in new york state?
how do i get my name off my ex husbands mortgage in new york state if he cannot requalify with the bank
What is piggyback mortagage?
A type of mortgage where a second mortgage or home equity loan is taken out by a borrower at the same time the first mortgage is started or refinanced. Piggyback mortgages are frequently used to lower the loan-to-value ratio (LTV) of a first position mortgage to under 80%, thereby eliminating the need for private mortgage insurance (PMI).
I inherited a home how can i get the mortagage put in my name to refinance at a lower rate?
You cannot inherit a mortgage. The estate can transfer the decedent's rights in the property, but the mortgage will have to be settled. If the person inheriting it has a good enough credit rating, the bank may be willing to give them a mortgage and settle the other one.
How do you get your name on husbands mortgage?
You have to apply for a mortgage jointly for both people to be listed on a mortgage. You can however have your name added to a title of a house with simple paperwork.
Can I refinance my mortgage rate?
Currently mortagage rates are running less than 5%. If you have a good credit rating you should be able to apply for a refinance of your existing loan and get a lower rate.
Where can one find a mortagage calculator?
To find a mortgage calculator you would simply use the search feature on your browser and perform an online search using "mortgage calculator". Then you would have to search for one that would be suitable for your own country. For instance, I am a resident of Ireland therefore I would use AIB or Bank of Ireland to calculate my mortgage.
