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Think about it, the car was NOT in their possession, so how can they report it stolen? They cant. Its a CIVIL matter NOT criminal.

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โˆ™ 2015-07-15 18:43:52
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Q: Can the lien holder report the car stolen for being behind in payments in California?
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In California can a parent who cosigned report the car stolen if their child is behind in payments?

I am not sure it is possible but my only suggestion is to call your local Police Department and find out

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Can a lien holder report the car stolen for being behind in payments?

Of course not. The car has not been stolen. But guess who is going to have to make the payments if the primary lender does not. You the cosigner, that's who. I would suggest you talk to the person you cosigned the loan for. If I were going to have to make the payments I would for sure try to gain possession of the vehicle. This is the very reason cosigning is a bad idea.

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Will being a cosigner for an auto loan show up on your credit report?

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The name of the lien holder for your car should be listed on the title. If the lien holder was not listed on the title, it would be quite easy to sell your car without paying off the lien. A charge off means the person holding the loan considers you to be a deadbeat. It is put on your account when you are more than six months behind on your payments. The charge off does not mean you do not need to pay off the loan. It means you have ruined your credit. If it happened because the lien holder changed addresses without informing you and you tried to make your payments, then you need to get caught up and have him pull that bad report. He made the mistake and he can correct it or you will take it to court. If you did not pay up, take your medicine and start getting caught up to get your credit back.

Do you report workers' compensation payments to section 8 housing?

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