Your unemployment benefits cannot be garnished by anyone but your state government for past due state taxes, and even then it as a last resort. However with a court order the loan holder can garnish your bank account under the guise that they had no idea the money was from unemployment benefits (the IRS will not do this) - and good luck getting that money back any time soon. They will hold onto it for months and months. There are also a couple of states Like Louisiana) that have Napoleonic law, which means, they can get the sheriff come take your personal items to sell as part of the payment on your defaulted loan.
If you are in dire straights. Call the IRS. Tell them you are on unemployment and they will stop all collections until you get a job. Seriously. They do this. Please note that if you get a job and fail to contact them, they will levy your wages and property, so your employer will know and so will anyone who looks at your credit report.
If you contact your lender and they won't work out a payment arrangement in writing with you, contact a bankruptcy attorney to go over your options.
It can be garnished by the federal government. Federal student loans, IRS debt, ect. Also if you owe back child support or alimony payments, it can be garnished. However, it cannot be garnished by regular creditors.
No - unemployment compensation is exempt and cannot be garnished by creditors.
Unemployment can be garnished only for child or spousal support. Child support cannot be garnished.
YES No, wages can not be garnished in Tx except for the IRS, Student Loans, & Child Support.....They can however garnish a bank account if they get a judgment against you in court.
Creditors can garnish wages in the state of Washington. However, they first have to go through the court system and get a judgment.
A persons SSI can not be garnished, except by the Government ie: IRS ect. However, if the money is in a bank account, it can be garnished for unpaid auto loans or personal loans.
If the loans are federally guaranteed then yes they can be garnished. If you need help with the consolidation of your defaulted loans, click on the default link below.
yes
Disability (including Social Security Disability) generally cannot be garnished. Just about everything else is fair game.
Not if he did not cosign on the loans.
Yes
Yes. Wages can be garnished for any debt that is legally incurred and documented.