Yes, but there's a fee. Its kind of like filing an amendment to your taxes. However, if you went crazy with charges in between the time that you filed and the time that you're adding on the new cards, the court will either reject your request or the vendors will demand their items back.
For example, if you filed bankruptcy and then went out and charged a flat screen tv on your Visa, and then tried to add that to the bankruptcy, NO ONE is going to let that one slide!
To get credit cards after bankruptcy you can apply to credit companies that you haven't had previous experience with or go with your old company and get a card with a lower limit on it.
Bankruptcy is the filing of a petition that claims your assets, and your inability to pay for them. Bankruptcy severely effects your credit, and is present on your credit for 7 years. During this time getting credit cards or loans can be very difficult.
The judge may disallow those debts from the bankruptcy because you are obviously attempting to defraud the credit card company.
What, and leave me to pay your bills? Don't be a parasite on society!
You can declare bankruptcy due to credit card debts, yes.
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Yes. If you declare bankruptcy you must declare all cards, loans, assets and debts.
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
Chapter 7. The credit cards would be unsecured debts.
check Federal Bankruptcy act 801.3
it does not work
You need to notify the Credit company, once you've done that you may suspend payments.
When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.
People with bankruptcy can get credit cards from some companies that offer the option. While it is easy to get, interest rates and fees will be much higher as a result, until one can improve their credit score.
It is possible to recover from a bankruptcy. You should start by getting a secured credit card to rebuild credit. After about seven years you should be able to find a standard credit card that will allow you to get a card.
If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.
No, however once you have completed the 1 year term of bankruptcy you can then apply for a pre-paid credit card to begin rebuilding your credit.
You probably won't be able to get credit for the next seven years.
If you have credit accounts in good standing then do not include them in your bankruptcy.