Yes, but there's a fee. Its kind of like filing an amendment to your taxes. However, if you went crazy with charges in between the time that you filed and the time that you're adding on the new cards, the court will either reject your request or the vendors will demand their items back.
For example, if you filed bankruptcy and then went out and charged a flat screen tv on your Visa, and then tried to add that to the bankruptcy, NO ONE is going to let that one slide!
Bankruptcy is the filing of a petition that claims your assets, and your inability to pay for them. Bankruptcy severely effects your credit, and is present on your credit for 7 years. During this time getting credit cards or loans can be very difficult.
The judge may disallow those debts from the bankruptcy because you are obviously attempting to defraud the credit card company.
yep
You can declare bankruptcy due to credit card debts, yes.
no
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
check Federal Bankruptcy act 801.3
Yes.
it does not work
Chapter 7. The credit cards would be unsecured debts.
When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.