These are not allowed to be discharged.
In theory yes- student loans can be discharged. In practice- it is extremely rare. The only examples i have seen where a student loan is discharged is when the borrower is paralyzed, have a severe neurological disorder, or has been diagnosed with an end stage illness and are therefore unable to work. A discharge of student loans is so rare that most attorneys flat out tell potential clients that student loans are not dischargeable. I'm not sure what you mean by "unsubsidized" - I know what it means - I'm not sure you do! A government backed (that doesn't mean subsidized) student loan cannot be discharged in bankruptcy. If it isn't government backed, it is simply a personal loan you used to pay for education and may be discharged like any other. Additionally, you do not bankrupt "a loan"...you go bankrupt - it includes all things you own and owe. Nothing is excluded. Some things may not be discharged.
In the US, yes. Federally guaranteed student loans are not given out based on credit or employment.
No, that is the only loan that will not be removed when you become bankrupt or if you pass away.
Student Loan Forgiveness is when a student can't pay a loan that he owes and so the government has money to pay for that loan if he/she is unable to make the payments on it.
If you are in default on a student loan, any payments due to you from the government may be withheld and applied to the loan.
No, they will not.
Depends on what type of student loan. If it's a Stafford, no. If it's a PLUS loan, yes.
The National Student Loan Data System or NSLDS is a government agency that can help people facing student loan debts. Federal Student Aid can also help.
There are many different types of loan you can get from the government. Which websites you can get more information from is going to depend on the type of loan. For instance, if looking for student loans, you can go to the government website Student Loan. For a small business loan, you can go the government website sba. You can also visit sites such as Gov Loans for help determining the loan you would need.
If you want to take out a government loan for education, you need to go through student aid. Most colleges have student aid that will help their students get started. You can also go to the loan lender independently.
NO.
The government can offset refunds by what it is owed...(the money would go to the student loan program).