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Can you be an out of state driver and still be under your parents auto policy?
Wiki User
∙ 13y ago
Insurance is overseen by individual states. If your parents have your car insured in Michigan and you are now living in another state with your car, say California, you will need to get a California auto policy, and drop the Michigan one.
Wiki User
∙ 13y ago
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Can you use your parents' insurance policy to cover a car that's in your name?
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
Do you have to live at home to be on your parents car insurance policy?
Most likely no, but still check your specific policy and the rules in the state you live in.
If you are 27 years old and have your own apartment in Florida can your parents put you on their auto insurance Or do you have to have your own?
Most of the time just about anyone can be listed on an insurance policy as a driver regardless of who the named insureds are. My Father-law is a listed driver on one of my policies because he drives one of my vehicles and keeps it at his apartment. I still own the vehicle so I am the named insured on the policy. If your parents own the vehicle that you are driving then it should be possible to be listed as a driver on their policy. If they live in another state or they aren't the owner of the vehicle then it would be more difficult to be on a joint policy but not impossible.
If YOU live in a different state can you still be on my parents insurance?
my son is on my auto insurance policy but he has moved to florida and I live in Michigan. Can he still be covered on my auto policy if he now lives in florida?
If your driver's license expires will you still be covered under your auto insurance policy?
If your driver's license expires will you still be covered under your auto insurance policy?
Will your car still be covered by a Texas policy if your daughter is driving the car in another state?
Yes, if your daughter is on the policy, either disclosed as a driver away at school in another state or she is on the policy and is just travelling to that other state and will be there no longer than 5 days in most cases.
Do the parents insurance go up if the child is 16 and gets a drivers license but does not drive the parents car?
If a child has a driver's license, the child has to be listed as a driver somewhere on an insurance policy. The child can have their own policy and then the parents rates would not go up. Usually it is less expensive for a child to be listed on a parents policy rather than getting their own policy. If the child truly is not driving a household vehicle than the only way for that child to not be rated is to turn in the driver's license. That should be fine since the child "isn't driving anyway". The child can still get a state I.D. that isn't a driver's license. If the child isn't going to drive there is no reason to list them. The previous is correct, just should have gotten an I.D. and not a drivers license. It may depend on the country or state. Where I am the insurance company would have no way of knowning if someone in you house got a drivers license without you letting them know.
Will a parent's insurance go up with a new driver in the household if the new driver has their own insurance?
PROBABLY not if they specifically EXCLUDE that driver on their own policy. However, this will be an underwriting function and the underwriter could indeed raise the rate even if the parents exclude him/her. If the new driver has their own policy, though, the parents policy would AT MOST, only provide excess coverage. This excess coverage COULD (and probably WOULD) become available if a loss exceeds the policy limits of the new driver. So this fact may prevent the parents' rate being raised. HOWEVER, there is still the fact that, given there is another vehicle in the same household of the new driver, the likelihood that at some point in time they will drive that vehicle is really considered quite high.
Can a banned driver still hold a motor insurance policy?
yes
If your daughter does not live with you can she drive your car if you have more than one car in your insurance?
If your daughter does not live with you but drives your vehicles then she is still required to be listed as a driver on your policy. The policy states that all household members and regular drivers must be listed. A regular driver is anyone who drives your vehicles sometimes. This does not mean you can add a car titled to her on your policy even if she is listed as a driver but she is still required to be listed as a driver on your policy. If she is an adult driver it probably won't cost you anything anyway.
Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?
No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).
Are you still covered under parents car insurance once married?
If you are still listed on their policy, yes.
