This can vary between individual companies. I write applications for BlueCross BlueShield of Florida and we have a list of about 15 medications that will render the applicant ineligible to complete the application process. Mostly diabetic, heart, and mental illness medications. However, in January of 2009 the applicant will be eligible for a new limited benefits plan under the "Cover Florida" program.
you go get a lawyer . :)
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
If you are currently covered on your wife's health Insurance as well you should be fine.
People pay health insurance to fight against skyrocketting medical expenses and medicine cost.
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
Using drugs/medicine for purposes other than for health benefits and when they haven't been prescribed to you.
Using drugs/medicine for purposes other than for health benefits and when they haven't been prescribed to you.
"Depending on your health insurance, you may or may not be covered for herpes medication. If your policy includes prescription drugs, then you should be covered."
I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.
George William Graham has written: 'Group medicine, the voluntary hospital and health insurance' -- subject(s): Benjamin Franklin Clinic, Group medical practice, Health Insurance, Insurance, Health
If you have health insurance, you can get yourself admitted in any net work hospital on a package and if your bill is within your prescribed sum insured limit, you need not to pay a single dollar. When in non net work hospital, you are to pay at the time of discharge and claim the amount along with pre and post hospitalization medicine, consultant fees etc. for reimbursement.