Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !
A variety of factors influence insurance costs. Your health, the value of what you want to insure, your driving record, your age, even the state you live in can influence the cost of insurance.
you go get a lawyer . :)
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.
Some things that influence a person's health are excersising, eating right, washing your hands, and sometimes driving a car aggressively.
Some things that influence a person's health are excersising, eating right, washing your hands, and sometimes driving a car aggressively.
Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm
Possibly. I say this because my wife was diagnosed with that and had to have a LEEP procedure done. Blue Cross Blue Shield denied us due to that.
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
The main provisions enacted by the Health Insurance Reform bill introduced in 2013 are patient protection and affordable healthcare for all. This means that no patient will be denied care.