Yes, because the health benefit package will have an underwriter. If their program cannot get an insurance underwriter to accept a person's health status, they wouldn't be eligible for benefits. The employees focus would just need to be changed to focus on sounding insurable (as in, not in the active process of dying) through health screenings and physicals with your doctor and provide that information. Good luck!
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Perhaps the most beneficial reason is that someone else is paying all or a portion of your health insurance costs for you. Even if your employer pays 50% of your health insurance cost that's 50% less that you don't have to pay directly out of your pocket with post-tax $. Employer coverage is definitely a lot more limited on the choices of benefits & plans as opposed to the myriad of choices available if you were purchasing it on your own. Another great benefit of employer coverage is that you don't have to go through 'medical underwriting' to qualify to enroll in the employer plan as you would have to for non-employer coverage in most states. In other words, you can't be denied enrollment into your employer health coverage based upon your existing health conditions or risk.
If the appeal is to reclaim your job, contact the HR department of the employer or its equivalent. If it is to appeal your qualifications for getting unemployment benefits, ask the employment security office where you were denied the benefits.
What kind of Insurance?
There are several benefits to instant term insurance. One of the major reasons people will choose instant term insurance is the ability to do so online without having to talk to another person. A buyer can get insurance online in a matter of minutes and not have to wait to be accepted or denied. These buyers will also not have to take a medical exam for the insurance, meaning a person will not be denied because they have disabilities or other medical issues. Another thing is that there is no lapse in coverage, and the buyer can easily set the term coverage.
can a person be denied medical servises due to no insurance
There are different types of social security benefits that one can receive and there are several requirements that can be met to apply.If you do not meet there requirements then you can be denied these benefits.
no, your screwed :D
It may be challenging to claim accidental death benefits with an unknown cause of death since the circumstances cannot be clearly defined as accidental. Insurance companies typically require a clear cause of death to process a claim. You may need to provide additional evidence or documentation to support your claim.