answersLogoWhite

0

In certain situations, yes. Medical coverage is not a guarantee, and insurers can eliminate applicants due to pre-existing conditions.

User Avatar

Wiki User

15y ago

What else can I help you with?

Related Questions

How do you use the word preexisting in a sentence?

Preexisting to our race, the humans, there were dinosaurs and many other creatures living on Earth.


Can you be denied health insurance due to preexisting medical conditions if your job status becomes permanent and qualify for health insurance?

Usually you won't be denied coverage outright, but expect your coverage to have limitations that will prevent you from making claims directly related to your preexisting condition. If your coverage includes life insurance, expect similar limitations.For example, if you have a heart problem, they probably will not cover any medical expenses from a surgery, but if you dropped a heavy box on your foot at work, they would cover expenses for a broken toe. Or with life insurance, they probably wouldn't pay out if you died of a heart attack (if you have existing heart condition) but if you were hit and killed by a vehicle at work (God forbid), you would have coverage.Ultimately the decision to cover you, or not, is the insurance provider's to make.


Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?

No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.


How long do you have to wait for a second normal pap smear to obtain medical insurance?

Since the Affordable Care Act ("Obamacare") there are no longer "preexisting condition" restrictions allowed on health insurance. A history of an abnormal pap smear should not affect your ability to get insurance. If it is, contact your state's Department of Insurance for information.


Can a person be denied ins for spinal problems?

Depends on type of coverage, but it is possible to be denied.


my wife has a pending green card application. She is now pregnant. If she gets medical coverage from DSHS will her green card application be denied?

No becuase she is not a legal citizen


Can a person be denied medical services due to no insurance in NC?

can a person be denied medical servises due to no insurance


If you have been denied insurance from a preexisting condition what can you do now?

Look for another insurance company. There are Insurance companies that do high risk, however, be prepared to pay higher monthly premiums. If you cannot be covered, look into a one man group. Michael FindYourPolicy.com


How to Get Health Insurance Quotes After Being Diagnosed with Heart Disease?

As many consumers already know, health insurance providers are less likely to insure people with preexisting conditions. If you have been diagnosed with heart disease in the past, it may be extremely difficult to obtain health insurance quotes. After being denied coverage from several providers, you may want to apply for a guaranteed issue insurance policy. These policies are designed to cover consumers with preexisting conditions. The downside is that most guaranteed policies will not cover costs associated the condition for a certain period after purchasing the policy. Fortunately, once the wait period is up, the guaranteed policy will begin offering more complete coverage.


Can a medical insurance deny coverage because you have ms?

I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application process. Also, do a search on "Guaranteed Issue" plans in your area. You should be able to get some form of coverage. If you already have the insurance policy and are diagnosed with MS after the underwriting process, check with your agent to help you read the fine print of the policy as far as any exclusions that may be built into the policy. As long as you're diagnosed with the condition after the underwriting process is complete, you should be covered. If you are diagnosed with the condition during the underwritng process, you can be denied coverage.


If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?

Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.


Can short term disability be denied with a pre- existing condition?

Yes, short-term disability claims can be denied if the applicant has a pre-existing condition, depending on the specific terms of the policy. Many short-term disability insurance policies have clauses that exclude coverage for conditions that were diagnosed or treated within a certain time frame before the policy began. It's important to review the policy details and consult with the insurance provider to understand the implications of pre-existing conditions on coverage.