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Perhaps, such a decision is left to the descretion of the judge who is hearing the case. Many judges are sympathetic to those persons who have made a "good faith" attempt at honoring their financial obligations and now have acceptable reasons for not being able to continue to do so. A judge cannot disallow a judgment creditor from garnishing wages if the state law permits the action. But a judge can set the garnishment percentage at a level that will not constitute a hardship on the defendant or their dependents. States that do not allow wage garnishment for creditor debt are: Texas, Pennsylvania, North Carolina, South Carolina. All other states allow wage garnishment, but some states such as Florida make it very difficult for a judgment creditor to implement the action.

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โˆ™ 2006-03-15 16:32:56
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Q: Can you be exempted from garnishment if you can prove hardship through medical expenses and being a single parent?
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How can you stop student loan garnishment if it will cause extreme hardship on your family?

*************************** From student loan GUY at You can surely challenge the garnishment IF it is causing financial hardship... Here is how to stop the garnishment: Financial Hardship: You can challenge the garnishment by submitting what is called a "financial statement". Along side with the financial statement you would want to submit all of your bills and expenses. (Remember they consider credit cards, Timeshares, and such as luxuries) If you have medical bills or medical problems make sure that you include proof of this... Non-Financial Hardship: Negotiate a minimum payment that is a qualifying amount for the "Rehabilitation payment program". This is going to sound silly but hear me out.... MAKE PAYMENT ON TOP OF THE GARNISHMENT.... after 9 months your garnishment will cease and you will have most of your collection fees waived... Best of Luck... Mr. K Rogue student loan collector

How do you write a hardship letter for medical expenses?

Hardship letter for medical - to get a reduced rate for medical visitsIf a person is struggling financially writing a hardship letter for medical expenses might be a viable solution. First gather up all important details such as account numbers, contact information, date of your procedure, specific details on your hardship. Next write down the date, address and number, double space than insert your name and address. Begin by stating the reason for the letter and enclose any supporting documentation.

What would qualify as a hardship defense to stop wage garnishment?

The law does not recognize "hardship" as a valid defense against the execution of a judgment writ in any manner including income garnishment. The judgment debtor/garnishee can file a motion requesting the lowering of a garnishment amount due to the fact that it constitutes a 'hardship' upon themselves and/or their immediate family. An example would be the maximum garnishment (25% of disposable income) granted against the head of household that results in she or he being unable to properly clothe, feed, house, provide medical care, etc. for his or her dependents.

Where can someone finance their medical expenses?

One can finance his or her medical expenses by getting insurance. AllinaHealth is just one company that can help one finance his or her medical expenses.

How Much Medical Expenses are tax deductible?

Medical expenses are deductible up to the amount that they exceed 7.5% of your AGI. If you had an adjusted gross income of $100,000 and your unreimbursed medical expenses were $13,000 than your medical expenses deductible would be $5,500 (13,000 - (100,000 * 7.5%)).

What does boardable medical expenses mean?

Board able medical expenses are medical expenses that include therapy; whether it's physical or any other kind of therapy. They are non-speculative.

You received a court summons for unpaid medical bills Is this a garnishment?


What are unreimbursed medical expenses?

Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.

Can you use flexible spending account and claim medical expenses?

Yes but you can NOT deduct the medical expenses that are paid for from your FSA account.

What are medical expenses as they're incurred mean?

This phrase means that medical expenses will be paid as the bills come in. It is impossible to know how much debt a person will have with medical expenses so it usually demanded that a party pays them as they happen.

Can i put my 401k into my own business?

401K accounts are regulated by the IRS. Typically, you're not able to withdrawal the funds in the account unless you're 59 1/2 years old or terminated from the employer you established the 401K with. Some 401Ks allow you to take a hardship withdrawals. The criteria for the hardship withdrawal is typically, but not limited to, Eviction/Foreclosure, Medical Expenses, College Tuition, Funeral/ Burial Expenses and Purchase of a primary residence.

how can I stop wage garnishment on a medical bill, I can not pay. ?

i dont know what to do i work for the com that isgarnishing my wages can i do any thig You will need to contact an attorney about your garnishment.

What does nec aspera terrent mean?

And they fear not hardship Also "Hardship does not deter" Royal Air Force Medical Branch badge wording.

Will my PIP car insurance cover my medical expenses if I don't have health insurance in Texas?

Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.

How can you apply for a hardship for medical bills?

You can write a letter to the hospital explaining your hardship and the hospital may offer you financial assistance. There are also charities that offer financial assistance for people who have problems paying their medical bills.

How much will I get back in taxes from medical expenses?

You won't get money back in taxes, you will get to subtract your medical expenses from your taxes. This will lower the amount of taxes you pay.

What are the reasons for hardship withdrawal on a 403 b retirement plan?

The following are reasons acceptable by the IRS for a hardship withdrawal i) Repairs of primary residences ii) Funeral expenses iii) Payments necessary to prevent you from being forced out of your home iv) Home foreclosures v) Payments of college tuition & other educational costs such as room & board, transportation, food, etc. vi) Purchase of principal residence vii) Unexpected or un-reimbursed medical expenses

Can you run out-of-pocket expenses from one spouse's medical plan through the other spouse's FSA plan?

Yes you can- from IRS publication 502 - Eligible FSA ExpensesSpouseYou can include medical expenses you paid for your spouse. To include these expenses, you must have been married either at the time your spouse received the medical services or at the time you paid the medical expenses.Example 1.Mary received medical treatment before she married Bill. Bill paid for the treatment after they married. Bill can include these expenses in figuring his medical expense deduction even if Bill and Mary file separate returns.If Mary had paid the expenses, Bill could not include Mary's expenses in his separate return. Mary would include the amounts she paid during the year in her separate return. If they filed a joint return, the medical expenses both paid during the year would be used to figure their medical expense deduction.Example 2.This year, John paid medical expenses for his wife Louise, who died last year. John married Belle this year and they file a joint return. Because John was married to Louise when she received the medical services, he can include those expenses in figuring his medical deduction for this year.

Financial Hardship letter?

What is a Hardship? Reduced Income or Unemployment. Inability to work due to health reasons. Separation or Divorce. Medical Bills. Business Failure. Death of a Spouse. Adjustment in mortgage payment or unforeseen increase in your monthly expenses. Any other circumstance that cripples your ability to repay your mortgage. Additional info added by hardshipletters: One thing many people don't realize is that if they've had to care for an ill relative (like your parents, children or spouse) that can be counted as hardship, as well. This often results in inability to work full-time and also in extra expenses.

What tax form do you need for medical write offs?

Schedule A is Itemized Deductions. It's the form you use for, hopefully, writing off medical and dental expenses. The first section on Schedule A is 'Medical and Dental Expenses'. The instructions for Schedule A, as well as IRS Publication 502 (Medical and Dental Expenses), list which expenses can be included on Schedule A and which can't. Also, you only can deduct the part of your medical and dental expenses that exceeds 7.5 percent of the amount on line 38 (adjusted gross income, AGI) of Form 1040.

Does medical expenses cover funeral expenses if a relative is killed on your property?

Funeral expenses are NOT deductible on an individual taxpayers income tax return.

What bills are to be paid first from a will?

funeral expenses,, medical expenses and all other outstanding expenses which were not paid when the deceased person was still alive.

Does travel insurance for people over 70 include medical expenses?

I'm pretty sure this depends on who is the insurance company, but most travel insurance policies will cover emergency medical expenses. For every day medical expenses, you will have to talk to your every day insurance company.

Is acupuncture fees a deductible medical expense?

Yes, to the degree your medical expenses are deductible

Is a surviving family out of state responsible for medical expenses?

No, but the estate the deceased left may be responsible for these expenses.