The answer is no. Bankruptcy puts the debtor into federal protection and out of jurisdiction of any collection type action against the person. If someone was put into chex systems while in bankruptcy it should be voided.
No. The past and the actions you did or didn't do, are part of history. They legally remain there. ChexSystems is nothing more than an information system for those subscribing to it, and they are trying to report things as accurately as possible. Hence, not only your history from before it, but your filing BK and anything since is absolutely correctly on that (and on your credit report) as well.
ChexSystems is a type of credit reporting agency. The debt would be to the bank which listed your debt with ChexSystems. List the bank to which you owe money with ChexSystems as an "additional address" so that both the bank and ChexSystems will both receive notice and your debt can be removed from ChexSystems database as well. However, the BANK is the creditor, NOT ChexSystems. Be sure to list the bank.
*I am not a licensed attorney and this answer should not be construed as legal advice. Please consult with your attorney for actual legal advice.
chex mix commerical, where can I buy the bowls that put in the microwave. There is green, yellow, i believe blue and red?
Put a "fraud Alert" on all three of your credit bureaus including Chex Systems and Specifically state that you need to be on the phone to verify ID or physically present when applying/extending credit.
yep
Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.
When you file for bankruptcy, all your assets are revealed to the trustee and basically frozen. No, a creditor probably won't put a hold on your savings account after you file but they can until your bankruptcy is discharged. Usually a letter from your attorney saying you have filed bankruptcy will stop this action.
bankruptcy is better. If you have to decide foreclose or banko, put your house in bankruptcy. When you have a foreclosure, they can sue you for the balance
You not only can, you must. All creditors must be listed in any bankruptcy filing.
Simply put, yes.
In most cases you will not lose your home during your bankruptcy case as long as your equity in the property is fully exempt. Even if your property is not fully exempt, you will be able to keep it, if you pay its non-exempt value to creditors in chapter 13.
yes yes yes yes
no
No. Bankruptcy doesn't erase anything from your credit. In fact, it adds a very, very, bad thing to it.