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The answer is no. Bankruptcy puts the debtor into federal protection and out of jurisdiction of any collection type action against the person. If someone was put into chex systems while in bankruptcy it should be voided.

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18y ago
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15y ago

No. The past and the actions you did or didn't do, are part of history. They legally remain there. ChexSystems is nothing more than an information system for those subscribing to it, and they are trying to report things as accurately as possible. Hence, not only your history from before it, but your filing BK and anything since is absolutely correctly on that (and on your credit report) as well.

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13y ago

ChexSystems is a type of credit reporting agency. The debt would be to the bank which listed your debt with ChexSystems. List the bank to which you owe money with ChexSystems as an "additional address" so that both the bank and ChexSystems will both receive notice and your debt can be removed from ChexSystems database as well. However, the BANK is the creditor, NOT ChexSystems. Be sure to list the bank.

*I am not a licensed attorney and this answer should not be construed as legal advice. Please consult with your attorney for actual legal advice.

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Q: Can you be put on chex systems during bankruptcy?
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