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Can you break an home and car owners policy?

Updated: 8/17/2019
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14y ago

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If you mean "cancel", then yes you can. Just call the company or your insurance agent.

More info:

If you cancel your policies before the end of the policy expiration/renewal date, then you will also get a refund on what you paid. They wil pro-rate how much is owed to you based on how many days or months you had already paid for, and how many were still left for that policy period.

But before you do cancel, you need to obtain insurance from some place else. The reason is because many insurance companies won't insure you if you don't already have insurance, or if you let your policy lapse. If this were to happen, you would then have no auto insurance, which is illegal, and no home owners insurance, which could cost you dearly in the event of a loss.

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Q: Can you break an home and car owners policy?
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