Quantcast
answersLogoWhite
notificationBell
Insurance
Auto Insurance
Liability Insurance

Can you collect bodily liability on your own car insurance?


Top Answer
User Avatar
Wiki User
Answered 2011-08-08 23:52:41

No. Liability insurance is, by its nature, third-party insurance. That means that proceeds are paid to the person(s) that are hurt as a result of your negligence. It does, however, indemnify you for your carelessness up to the amount of coverage that you purchased. If sued for the collision by someone claiming bodily injury, the insurer will also provide a defense attorney.

Somewhat analogous to bodily injury coverage is uninsured motorist coverage. It is a form of first party coverage, meaning that you buy it for yourself. If you are hurt by the negligence of another driver, and that person does not have bodily injury liability insurance, you may have a claim for damages under your uninsured motorist coverage.

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Still Have Questions?

Related Questions

Are passengers in your car covered by your bodily injury liability insurance?

passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance


What are two types of car liability insurance?

Bodily injury liability and property damage liability.


Is bodily injury liability car insurance less expensive than most car insurance?

Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.


What is the normal deductible for bodily injury liability car insurance?

The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.


What coverage is provided when purchasing standard car insurance?

Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.


What kind of car insurance is required in Connecticut?

Bodily Injury Liability of $20,000/$40,000 Limit is required


where can I get car insurance liability in Pennsylvania?

Pennsylvania minimum liability requires $15,000 bodily injury liability (per injured person), $30,000 bodily injury liability (per accident), $5,000 property damage, and $5,000 PIP. Get quotes for best rates.


Do you need a car to get liability insurance?

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.


Where can one purchase liability car insurance?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


I have liability insurance my car was totaled what am i to do with the car?

Repair it make a planter out of it sell it for scrap Without collision insurance you are out of luck unless the accident was the other guys fault, in which case his insurance will pay you for the value of your car and collect the remains.


What two states that do not require liability insurance?

Auto insurance coverages fall into some broad categories. They are, in general, Medical Payments, Collision, Comprehensive, Liability (Bodily Injury and Property Damage), Uninsured/Underinsured Motorist, Rental Car, and, if you live in a no-fault state, Personal Injury Protection (PIP). BODILY INJURY LIABILTY INSURANCE. All states require bodily injury liability insurance, except for Florida (a no-fault state) and New Hampshire. As of June 1, 2010, Wisconsin now also requires bodily injury liability insurance. PROPERTY DAMAGE LIABILITY INSURANCE. Property damage liability coverage addresses the costs of damages to the other driver's vehicle or property should you be involved and found at-fault for an auto accident. Commonly, property damage liability insurance also covers the damage caused by other authorized drivers of your vehicle. Currently, all states require property damage liability insurance.


Where can one purchase car insurance liability?

You can purchase car insurance liability on a website that deals with car, car purchases, and car insurance. Some of the those website are Allstate, Geicko, and Nationwide.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


What are the minimum requirements for car insurance in Georgia?

You'll need to have $25000 in liability, bodily injury, and property damage coverage before driving in Georgia.


Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?


Where can I inquire anything about liability car insurance in Virginia?

If you visit http://www.dmv.state.va.us, you will find all of the minimum insurance requirements (liability) that the state of Virginia requires one to have on their vehicle(s). Whether it be bodily injury cover or property damage, the information is there.



Why is liability an especially important type of car insurance?

Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.


When searching for affordable car insurance, what are essential areas that need to be covered?

In most states, you absolutely need liability, bodily injury, and property damage coverage.


What are the requirements for Michigan car insurance?

In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.


Will your health insurance cover bodily injury in a car accident?

Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).


If a person in a car wo benefits nor car insurance hits a pedestrian and causes bodily injury to the pedestrian?

Then the driver would assume all liability for the accident - including monetary damages.


What is the average cost for liability on a car insurance?

what is average amount of liability insurance for cars in new york


Where can I find cheap liability car insurance?

The cheapest car insurance is offered by Progressive.


Where can I buy liability car insurance in Illinois?

There are many places you can purchase liability car insurance in Illinois. One way you get it is by going to the website www.thegeneral.com/car-insurance/Illinois/ and signing up.


Still have questions?

Trending Questions
Unanswered Questions
Is rice pudding ok for dogs? Asked By Wiki User
Why we require Microsoft paint? Asked By Wiki User
What is saging ternate? Asked By Wiki User