No a dispute can not be made. Technically all co signers are responsible for the financial reimbursement and services.
Whenever you submit a credit report dispute, the credit reporting agency has as much as 45 days from receiving your dispute to do an analysis. The credit reporting agency generally will get 30 days to research your dispute, but when you signal more details inside the 30-day window, the credit reporting agency will get yet another 15 days, getting the total to 45. Once the credit reporting agency has got the outcomes of the analysis, the agency should inform you about the results within 5 working days.
Yes, but only if one of 4 things happens: 1) The creditor agrees to remove it 2) You prove to the credit agency (Experian etc) that it is an erroneous account 3) You prove that the account should not have been reported due to some other factor 4) You dispute it and the creditor does not respond to the dispute
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
Yes Because American Express charges a higher interchange rate than the other card networks. For example American Express Charges 3.5% for all restaurant transactions. The lowest rate for this in Visa would be 1.19%, with the Highest being 2.4% While American Express charges may be higher, the dispute resolution process is a significant deterrent for merchants. If a card holder files a dispute on a transaction, the merchant must endure a resolution process that is stacked against them. American Express requires the merchant to check their account everyday to respond to customer disputes (they will not notify you). If you do not respond in the short amount of time allotted, you lose the dispute (and the money associated with it). In sum, AMEX has higher fees, longer wait times for funds, horribly unfriendly policies, and an unfair dispute resolution process that almost never goes in favor of the merchant.
The question does not indicate if the action is to be on the part of the creditor/lender or the borrower/debtor. Nevertheless, there are not generic forms for a Right To Cure notification. Individual states establish the procedure and therefore information included in the correspondence must be in conjunction with the laws of the person's state of residency. so is there special wording in the forms? 15 days to respond to letter letter is from lender to debtor
Generally speaking a creditor has 30 to respond. But do not expect the item to be taken off your credit report. If you have filed a dispute the item wll say that you owe the money but you have disputed it. Even after its paid it can stay on your report for up to 7 years. ^^^^ Actually, that is completely incorrect. They do have 30 to respond, however, if they have not complied to your dispute within 30 days of receiving, FRCA by law has to removed this from your report. If you don't dispute it, the it will remain on your report for up to 7 years.
They successively conquered and included them in their empires.
You can always dispute anything on your credit report. You will start by contacting the 3 credit bureaus: Equifax (800) 685-1111, Trans Union (800) 888-4213, and Experian (888) 397-3742 They can walk you through the process. They key is that anything you dispute will be brought to the attention of the company that reported it, and they have 30 days to respond to your claim. If they do not respond... there is a law whereby THEY HAVE TO TAKE IT OFF YOUR CREDIT!!! Good Luck!!
The best way that I have found to do this is to send every letter registered mail so that they have to sign for the letter. This way you have proof that they have received it. The collector has to investigate the dispute within 30 days of receiving your letter, if not they are in violation of the fair debt collection practices act and you can sue them. If they fail to respond, send a letter directly to the credit reporting agency (i.e. Trans Union, Experian, and Equifax) along with copies of the proof that they received your dispute letters. They should directly remove the item from your credit report.
Credit bureaus are required to investigate and verify the accuracy of information they report, including foreclosure accounts. If you dispute the foreclosure on your credit report, the credit bureau must investigate and ensure that there is valid proof of the foreclosure before reporting it. If the credit bureau cannot verify the information, they must remove it from your credit report.
In order to answer this question, it is first important to understand how credit agencies work. They have about 10,000 disputes a day and about 1 out of every five gets sent back as being frivolous. What you do is just sent the dispute back in again. It is very rare for the credit agencies to reject the same dispute 2 times in a row
Are completely within the rights to do what seems to be doing. When you get a call, you can respond or just let it go (not only that if you do not dispute the call). There will be notified of the date of the court.
you have to state exactly what you are disputing as soon as possible, whether that may be faulty goods or incorrect pricing etc in order that the company may respond
No. You have to put in a dispute saying that the two are the same debt and that there reported for two different amounts. The credit bureau will dispute it for you and have it fixed. The company in most states has 30 days to respond with the correct information. And then the incorrect information will be removed. If they don't respond at all to the credit bureau in 30 days the credit bureau will remove them both completely from your credit report. It is a win win situation.
Whenever you submit a credit report dispute, the credit reporting agency has as much as 45 days from receiving your dispute to do an analysis. The credit reporting agency generally will get 30 days to research your dispute, but when you signal more details inside the 30-day window, the credit reporting agency will get yet another 15 days, getting the total to 45. Once the credit reporting agency has got the outcomes of the analysis, the agency should inform you about the results within 5 working days.
Yes, but only if one of 4 things happens: 1) The creditor agrees to remove it 2) You prove to the credit agency (Experian etc) that it is an erroneous account 3) You prove that the account should not have been reported due to some other factor 4) You dispute it and the creditor does not respond to the dispute
She didn't know the answer to her teacher's question, therefore coming across very undignified when pressed to respond.