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What else can I help you with?
When filing bankruptcy what do you do with creditors that 'drop off' your credit reports before you file?
Your credit report is irrelvent. Certainly many debts are not on one. If you owe the debt, report it.
What looks worse on your credit report Late payments or a bankruptcy?
Bankruptcy looks worse on your credit report than a late payment. They will both drop your score quite a bit, but a bankruptcy lets your lenders know you gave up on the debts owed, so making it harder to get new loans. You can always try to contact the credit bureaus to try and dispute the negative listings and have them removed if possible.
What is the statute of limitations on a parking ticket in Texas?
There is no statute of limitations. The purpose of the statute of limitations is to prevent someone being surprised by being charged with a crime years after it occurred, when witnesses are no longer available and memories are foggy. A ticket being issued means that you already know about the crime. It sounds like you may have received one of those "old" tickets that have been coming out of Texas lately, some even back to the Eighties. If it is from a "law office" be very skeptical. Send in a demand for verification and a request for the court record. Usually they can't produce anything and will have to drop it. Do not ignore the letter since it is possible they could suspend your license.
I was discharged from a bankruptcy in 2003 when will it drop off your credit score?
10 years
Can bankruptcy be removed from your credit report in less than 10 years?
Bankruptcy removalUnfortunately, there is no way to have a bankruptcy removed from your credit report before the statute of limitations has expired. For Chapters 7, 11, and 13, this is 10 years from the date filed. Unless, of course, you can prove that the bankruptcy is not yours (For example: When I first applied for a credit card at age 19, I learned I had a bankruptcy on my credit report from when I was 15. It was my father's, and I was able to successfully have it removed). The bureaus will not make exceptions. One thing you CAN do it to make sure the status on your bankruptcy is correct - many times the bankruptcy status remains unknown, even years after it has been discharged or dismissed, and just because one bureau has correct status information does not mean the other will.More Information:If your timing is right then yes there is a way to have a bankruptcy removed from your credit file in as short of time as 3 years. Lets say you file chapter 7. Two years and a month after the date of discharge you dispute with the credit agencys the chapter 7 listed on your file. The credit agency will initiate an inquiry with the bankruptcy court to determine if their records are correct. Bankruptcy courts only maintain files for two years before they are recorded on microfiche. There is a good chance the court will not respond due to the archiving of the your file and therefore the agency will be unable to verify and be forced to drop the bankruptcy from your file. But you didnt hear it from me.
How long after the first bankruptcy you can declare a second bankruptcy?
It takes seven to ten years after you initially declare bankruptcy for it to drop off your credit report, and you really should wait at least 1-2 years after that to declare again I hope that helped.
How do you raise your credit score fast?
The best way to quickly raise your credit score is to pay off all debts. Another thing that will help it to not drop is to pay debts on time.
What is the statute of limitations on fine imposed by the Motor Vehicle Administration of Maryland for failure to carry auto insurance?
If the fine was imposed there is no statute of limitations whereby it will go away just because you have not paid the fine. Most likely, penalties and interest will continue to build up but it will not go away simply because you have not paid the fine. If I had this I would contact them and see if you can work out a payment plan or whatever and see if they will drop some of the penalties. At some point they will probably start with suspending your vehicle registrations and drivers license even if you now live in another state. It will catch up with you at some point and then they will not be willing to drop anything. The states are working together more and more to collect these types of fines.
What is the statute of limitations for domestic abuse?
I'm assuming you mean for criminal charges. In that case, "spousal abuse" does not apply because there is no such criminal charge in New York. Rather, if your spouse hit you or threatened you, the crime of assault is applicable, regardless of how the perpetrator is related to you. Assault breaks down into 3 categories: Assault in the 1st Degree; Assault in the 2nd Degree; Assault in the 3rd degree. Assault in the 1st degree is a Class B felony and the statute of limitations for bringing criminal charges is 5 years under the NY Criminal Procedure Law, Section 30.10. Assault in the 2nd Degree is a Class D felony and the statute of limitations for criminal charges is 5 years under the NY Criminal Procedure Law, Section 30.10. Assault in the 3rd Degree is a Class A misdemeanor and the statute of limitations for bringing criminal charges is 2 years under the NY Criminal Procedure Law, Section 30.10. As far as what constitutes the three different degrees of assault in NY (1st degree: NY Penal Code, Section 120.10; 2nd Degree: NY Penal Code, Section 120.05; 3rd degree: NY Penal Code, Section 120.00), it's very complicated and there are a lot of criteria involved. I could reprint the text of the relevant laws here, but it'll go on forever and just look like a bunch of gobledy-goonk. Therefore, if the offense against you occurred within the last 5 years, I suggest you contact the police and tell them exactly what happened so that they may make a determination as to what degree of assault you're talking about here and respond accordingly.
At what number do credit scores start, and can they ever drop to 0?
Credit scores typically start at around 300, and they can drop to 0 in extreme cases of financial mismanagement or defaulting on debts.
What is the statute of limitations in Iowa for filing a medical malpractice suit?
If you owe a medical bill, you always owe it. There is no "statute" of limitations. If the medical provider gets a judgement against you, that judgement gets recorded on your credit report(s) (eg. Experian, Equifax, TransUnion). According to fair credit laws in your state, that judgement may have to be removed from your report(s) after a certain period of time, such as 7 or 10 years. But you still owe the money. Some debts are "charged off" after a while by creditors, just to get them off the books. If that happens, you are forgiven that date. Then, once the bad debt is removed from your credit report(s), it is as if you never had that debt. Actually, there is a statute of limitations on medical and other bills. Whoever wrote the answer above is not totally correct. Each state differs, but in Iowa, it is generally 5 years. Yes, if you owe a bill, you technically always owe it, unless the creditor "forgives" the debt. However, there is a statute of limitations as to how long they can take you to court and collect on it. In Iowa, for example, if you have a medical bill from say 2004, and it is still with the collection agency who is trying to collect on it, there is nothing they can do to you to force you to pay it. They can harass and threaten you all they want, but they have no legal recourse. It takes a court order to garnish your wages, so if your case never went to court, and it's over 5 years old, they cannot take it into court. Well, let me correct that - they can try, but all you have to do is show up for the court date (alone, no expensive attorney needed), and tell the judge that the bill is over 5 years old, and past the statute of limitations for collecting, and the judge will have no choice but to dismiss the case. Now the collection agency is out even more money, and they still can't collect on your debt. It is always best to avoid the whole court thing though, and just send the collection agency a letter letting them know that they are trying to collect on a debt that is past the statute of limitations in your state, and that you know there is nothing they can do to you legally, so they may as well save their money and quit bothering you with letters and phone calls. Now, they were correct on the credit report entry. Even if your state has a 5 year statute of limitation, and the bill cannot be collected on in court, it will still remain on your credit report until it is 7 years old, and then it will drop off.
If you are in bankruptcy and its making things harder than before, are there any options available to me?
Depending on the type of bankruptcy you are in, you can drop out of it, often just by not making the required payments. Please note though that the bankruptcy will still appear on your credit reports for 10 years and you may have a hard time filing again, if you need to.
