Most insurance companies require that any family member that resides in your house and that has a drivers license be insured. I have tried to remove a family member at one time and was unable to due to the fact that there is always the possibility they may drive your vehicle. The only way I found to remove someone was to show proof that they no longer have a drivers license. The state I live in requires that the insurance companies offer to allow a person to be excluded if their driving record is causing an increase in premiums for others on the policy. In fact my company will offer an exclusion at the request of the policyholder no matter what the reason.
Wether it has insurance or not is a moot point. The vehicle is generally part of the estate and is inherited by someone.
Yes, I suppose if they own the vehicle, otherwise why would they?
Not if she is listed as part owner of the vehicle.
No. You cannot insure a vehicle that does not belong to you. If you were to add the vehicle without telling the insurance company that it doesn't belong to you there will be no coverage and any claim will be denied. You will have wasted your money.
yes it would if you are under the same insures
this is a common question. it really depends on the company you are referring to. most major carriers require both spouses to be on the policy with the exception for the following reasons: 1-spouse not licensed 2-spouse cannot drive for medical reasons 3-spouse lives out of the country some companies will let you exclude your spouse from the policy. this means that he/she is listed and acknowledged as a licensed driver in your household but does not drive your vehicle. if you have your spouse excluded from your policy and they get in an at-fault accident in your vehicle there will not be coverage. usually it is cheaper to be rated as married on the auto insurance policy so you may want to get a quote for that. also, you should get the multiple vehicle discount.
No. Added: If it is an automobile policy or a 'blanket' policy that you intend to insure it with, yes, it will have to be listed. If the policy you refer to covers ONLY your vehicle, and no other, then no.
how do you add spouse to your blue cross blue shield health insurance
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees
Your spouse can get a separate policy (usually cheaper) or you can contact your insurance company to get the right paperwork for adding your spouse. Adding your spouse as a beneficiary, your agent can help.
As long as you let the insurance company know that you are married and the reason she will never drive the vehicle.