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What does working spouse rule mean?
The term "Working Spouse Rule" refers to some employer provided medical insurance plans. These types of plans require that if the employee's spouse works for a company which also offers medical insurance benefits, that spouse must be enrolled in that plan. This means that if your spouse is employed, and his or her employer offers medical and/or dental coverage, the spouse must be enrolled for at least individual coverage in that company's plan, regardless of cost, in order to be covered on a secondary basis under your medical and/or dental plan.
Can an employer not allow a spouse to join her husband's medical plan if she has medical insurance with her company this is a self-funded plan?
No, they can't. You can have two insurance coverages.
Is the spouse responsible for medical bills after death of a spouse in Colorado?
s the spouse responsible for medical bills after death of a spouse in Colorado?
Can an employer use the working spouse rule to force a self-employed spouse to get her own health insurance when the premiums would exceed her income?
No, Working Spouse Rule If both you and your spouse work for Vought Aircraft, one of you can opt out of medical and dental coverage and the other spouse can cover both of you. Or, each spouse can elect separate coverage. However, only one of you can cover your eligible dependents for medical and dental benefits. Both of you can cover eligible dependents for optional benefits, such as optional life. If your spouse works for a company other than Vought Aircraft and has medical coverage available through that employer, Vought requires that your spouse enroll in that employer's medical plan if the employer pays 50% or more of the cost of the plan. Your spouse's plan becomes the "primary" payer, and your Vought coverage becomes your spouse's secondary insurance. A change in your spouse's employment status (termination or beginning of employment, for example, or a significant change in insurance coverage) qualifies as a change in life status that allows you to change your benefit elections during the plan year. http://benefits.voughtaircraft.com/employees/CBU/enrollment/workingspouse.htm for more info. see www.steveshorr.com/
Can your medical insurance drop coverage on your spouse if you file separate taxes?
They may ask for proof that you are married but otherwise they shouldn't. Not that they won't try.
Can you cancel spouse from your insurance policy if spouse has his own medical insurance coverage?
Yes you can. If you feel his coverage is adequate to meet his healthcare needs, then keeping him on your plan would be paying for insurance that you don't need.
Why did the drop-a-crop plan fail?
why did they drop-a-crop plan fail
Can you add step children to medical insurance policy?
When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.
Is a surviving spouse responsible for a deceased spouse's medical bills in Massachusetts?
No
Can the spouse of the patient see his or her medical records?
A spouse can look at the patient's medical records only with the express consent of the patient.
Is the surviving spouse responsible for the medical bills of a deceased spouse in Florida if they have not lived together in 20 yrs?
Only if the surviving spouse entered into a repayment agreement with the medical providers.
What does secondary insurance pay?
Secondary: a policy that pays the provider's leftover medical bills. Some might still exclude the payment toward bills assigned to meet the primary policy's deductibles or copayments so you have to ask. This happens for instance if a husband or wife covers their spouse on their insurance but he/she also participates in their employer's plan. The spouse's coverage would pay the bills after their own medical plan paid.
