Working Spouse Rule If both you and your spouse work for Vought Aircraft, one of you can opt out of medical and dental coverage and the other spouse can cover both of you. Or, each spouse can elect separate coverage. However, only one of you can cover your eligible dependents for medical and dental benefits. Both of you can cover eligible dependents for optional benefits, such as optional life.
If your spouse works for a company other than Vought Aircraft and has medical coverage available through that employer, Vought requires that your spouse enroll in that employer's medical plan if the employer pays 50% or more of the cost of the plan. Your spouse's plan becomes the "primary" payer, and your Vought coverage becomes your spouse's secondary insurance.
A change in your spouse's employment status (termination or beginning of employment, for example, or a significant change in insurance coverage) qualifies as a change in life status that allows you to change your benefit elections during the plan year.
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Yes, you can get health and life insurance working at a marketing agency. Insurance companies cant discriminate you. Anyway, if you are looking for a very affordable health and life insurance, I recommend you check the site below to get free quotes and compare premiums between different insurance companies in the US. The website will pull up comparable premiums from the database, that would give you the best insurance quote and decide which one is best for you. http://www.goodinsurancepolicy.com
Medicare does not require you to use it as your primary insurance; however, your private health insurance carrier probably will, especially if your employer is paying for your health insurance.
Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.
The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary
That's probably up to your boss... While on WC, you are incapacitated from working and are not paid by the employer, but by an insurance company. The employer has no control over you. Relocate where you will.
Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
The thing which disappoint while working for an emloyer is poor attitude of employer.
If you have a job, your current employer is who you are now working for. If you do not HAVE a job, you have no current employer.
No. Not if the employer is not set up to offer it to any of his/her employees OR if the company does offer it and you are a 'Part-time employee' working under 35 hours a week OR if you are a 'Full-time employee' and have not worked for the company for 90 days.
Yes, failure to pay will result in termination of your insurance. If you don't pay for any of the insurance, the insurance cancel will reverse the payments they made to the hospital and doctors and you will have to pay full-price for the childbirth and subsequent care.
Yes, your employer can penalize you for not working mandatory overtime. You are responsible for being at work when your employer needs you.
No. There is no possible method in which your employer can withhold this. The Government is the governing body for disability insurance. They issue checks for disability. If you are trying to get a workmens compensation claim, the company is not the issuing body either. The company has an insurance company that would pay these claims and again, the administering body is the Government. The employer is only responsible to pay you for when you are working. Compensation claims go through your state.
Normally the employer sends 12 checks, One per month.. however most companies that are in the worksite market canaccommodate other modes, like weekly. biweekly and semimonthly Companies that are committed to this market can match payroll for schools and other groups that have regular non working periods ( not our Congress ).. such as billing 9 monthly bills for the full 12 moth premiums.. Bob Stewart
A previous employer can not tell a future employer to not hire a person. They can tell the employer the persons working habits and if they thought they were a good worker.
if you get fired can an employer withhold your retirement after working for them for 30 years
Your individual disability insurance policy is portable and benefits will not be affected by moving to a different state. If you have disability insurance through your employer, and move in a new state while working for the same employer, benefits will not be changed. However, if you leave your employer, you may lose the disability insurance benefits through a group DI policy. If you are currently disabled and are receiving disability benefits from the state, you will have to check with the new state regulations on social security DI; If you are receiving benefits through a personal/ individual insurance policy from an insurance company, then benefits are not going to be affected by the state of residence.
If you have a no compete contract with your previous employer it probably says you can't work on their clients for a period of time, usually two years. It does not prevent you from working for a competitor. It just prevents you from working on clients from your previous employer. If you don't have a contract the question is irrelevant.
The whole question is this: I rent cars on a weekly basis for almost 6 months / year, mostly in the US on behalf of my employer. In the past I have been purchasing insurance from the rental companies and my employer has been reimbursing these costs. I recently suggested that my employer purchase car insurance on my behalf to cover my rentals and my liability as it would be much less expensive than purchasing from the rental car companies. Here is the issue / question: My employer claims that my personal car insurance will be the primary insurance even if they were to purchase another policy to cover me. Because of this they would like me to simply rely on my personal insurance - make sure it covers rental cars - and leave it at that. My question is whether or not they are correct? It seems to me that they should be covering me if I am working for them. It also seems to me that if an accident happens while I am working it will raise THEIR insurance rates, not my personal insurance rates. They claim that this is not the case. My personal rates would be affected even if they were covering me. On a related note - some credit cards cover loss or damage of the rental car itself. I asked them to provide me with a card in their name - for this too they claim that it doesn't matter if it is insured on my personal card or their card. What do you think?
I am currently off on sick and my employer is proposing different working times. do i have to reply, or accept this proposal
An employer say you are still working for them after they have fired you only if they continue to pay you and there is a contract that limits your ability to obtain other employment for a time.
You don't have a legal obligation to tell your current employer that you are working for someone else unless you signed something stating that you will. Often employers don't want their employees working for their competitors.
No, Your Homeowners Insurance does not provide coverage for hired workers. If they were working at your home they should have medical coverage through their employer or if self employed they should have a contractors insurance policy to cover any injuries they incur while practicing their profession. Always check the licensing and Insurance status of any contractor or tradesman your hire to perform work at you home.
Neither, This is generally addressed in the terms of your employment. Sometimes the company will provide the coverage while other times The employee will. However, Most often, when working in the employ of another the employer will carry the necessary coverage.