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Should you enroll in Medicare Part B when you are still working and covered by employer health insurance?
Wiki User
∙ 13y ago
Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
Wiki User
∙ 13y ago
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Who pays first if you have medicare and are retired hourly from General Motors?
Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.
Why can't i stay on my employers health insurance when i turn 65?
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
What is my primary insurance my husband's plan at work or medicare?
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
If you are still working at 65 does medicare become your primary coverage?
Part B is available to everyone that qualifies for Medicare. However if you are still working for a large company and getting employer sponsored insurance from that company you probably want to save yourself the $105 monthly Part B premium and wait until you leave that company. The rules are different if you are working for a smaller company so check with your HR department to see which you work for. Then check with Medicare to make sure you are fully covered the way you want. And make sure you know the time limits relative to signing up for Part B without penalty once you do leave that employer.
Where can I find information and quotes on elderly health insurance?
You can find information and quotes on elderly health insurance from insurance websites, government resources such as Medicare, and financial planning websites. It's also helpful to contact insurance companies directly to get personalized quotes and information tailored to your specific needs.
If you have medicare and your spouse also has you as a dependent on their insurance which is primary and which is secondary?
Medicare is primary unless you are working and have coverage thru your employer. Coverage thru the spouse's employer would be secondary to your own Medicare coverage.NO. The answer posted above is incorrect! Medicare is Secondary.Medicare is secondary when :-The individual or his/her spouse is currently employed/working and covered under an employer group health plan as a result of current employmentsee this linkhttp://questions.cms.hhs.gov/cgi-bin/cmshhs.cfg/php/enduser/std_adp.php?p_faqid=871
Whose insurance is primary when husband is retired not on medicare and wife is working?
It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.
If your husband is 66 and does not qualify for Medicare or Medicaid is there any private insurance he can purchase when you stop working and is no longer covered on your employee policy?
Yes. COBRA
Why is medicare the primary provider for those 65 and over?
In 1965, Congress created Medicare under Title XVIII of the Social Security Act to provide health insurance to people age 65 and older. However, for those individuals 65 and over who are still working and covered under an employer sponsored group health plan, the group plan generally pays first *if* the employer has more than 20 employees.
I am currently 65 + and still working at Minnesota Gastro. I have medical insurance on the flex plan..Plan to retire next March 30 Not sure if I qualify for anything in Medicare as long as I am working?
You can not qualify for medicare if you are working since you have your company insurance.
If you have Medicare and Blue Cross which is primary provider?
In most cases, Medicare is primary. Some of the most common situations where Medicare can pay secondary are: -The individual or his/her spouse is currently employed/working and covered under an employer group health plan as a result of current employment. The company has 20 or more employees or participates in a multiple-employer or multi-employer group health plan where at least one employer has 20 or more employees. -Individual in question is entitled to Medicare as a result of a disability, the company has 100 or more employees, or participates in a multi-employer/multiple-employer group health plan where one employer has 100 or more employees. -The individual in question is Medicare entitled due to end-stage renal disease. Medicare is the secondary payer to a group health plan until a 30-month coordination period has ended.
Is Medicare primary when the spouse is still working or if the Medicare beneficiary works?
Medicare is primary if you work for a company with less than 20 employees. It would also depend on if the spouse is covered under the employer group health insurance. For more info. see www.SteveShorr.com/medicare.htm I recommend you visit www.cms.gov. to answer your question, If you are not 65+ years old, completely disabled, or both, and your spouse is employed by a company with 100+ employees, then your spouses insurance is primary. However, if you are disabled, 65+ yrs old, or the company your spouse works for has less than 100 employees, then your medicare would be primary.
