It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.
If you are actively working your policy is primary. If he has medicare then it is your policy, medicare and lastly Healthnet. If he is not eligible for medicare then it is your policy and then his. If you continue to have problems call BC/BS and ask them to do a conference call with Healthnet
Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.
Medicare is for retired people. As you are not retired you should use your company's health insurance, as you will get a discount on the coverage through your employer's contributions.
Medicare tax is used to support the Medicare program, a healthcare program designed to provide basic health insurance for retired and disabled persons.
so that TriCare doesn't have to be the primary insurer
Medicare tax is used to support the Medicare program, a healthcare program designed to provide basic health insurance for retired and disabled persons.
One can find information about AARP supplemental health insurance at AARP (American Association of Retired Persons) at AARP Medicare Plans and UHC Medicare.
The answer to that question depends on a few things. 1. Group insurance policies are always primary over personal or self bought policies...ie You work for ABC company. You have insurance thru them (group policy) and you also pay for an individual or personal policy. Your policy thru ABC would be primary 2. Government insurance (except for medicare) is always 2nd...ie Tricare, medicaid, and etc. 3. An active policy is always primary over a retiree policy. For example John retired from ABC company and has insurance thru them. He currently works for DCE company and has a policy thru them. The DCE policy would be primary and the ABC policy 2ndary 4. If you are retired and have medicare. Then medicare is primary but if you are actively working your group insurance would be primary. 5. When it comes to children the order is 1. Parent who's birth month comes 1st if both parents are born in the same month it goes by the day (the year doesn't play a role in this) 2. If parents are divorce it goes by 1. court order if not applicable goes by who has custody is primary this includes step parents. The step parent who has custody of a child, their insurance is primary. There are a few other rules when it comes to who is primary...when in doubt contact your insurance company
The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary
To find out if your eligible for Medicare, you can use the Medicare Eligibility Tool at the link below: http://www.medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE%7C6%7CWinXP&language=English If you're not eligible for Medicare, you can check with the different insurance companies to find out about individual coverage.
AnswerSounds like that would work to me. Medicare and Social Securities Site - where you can ask the question directly. http://www.medicare.gov/ContactUs.asp IMHO I would just turn in the claim and see what your spouses insurance does with the claim. Just be honest when filling out the forms.AnswerAbsolutely, this is called tertiary.
He should apply for disability Social Security and, if successful, he would be eligible for Medicare.