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Answered 2011-12-07 11:03:05

It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.


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Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.

If you are actively working your policy is primary. If he has medicare then it is your policy, medicare and lastly Healthnet. If he is not eligible for medicare then it is your policy and then his. If you continue to have problems call BC/BS and ask them to do a conference call with Healthnet

Medicare is for retired people. As you are not retired you should use your company's health insurance, as you will get a discount on the coverage through your employer's contributions.

Medicare tax is used to support the Medicare program, a healthcare program designed to provide basic health insurance for retired and disabled persons.

so that TriCare doesn't have to be the primary insurer

One can find information about AARP supplemental health insurance at AARP (American Association of Retired Persons) at AARP Medicare Plans and UHC Medicare.

The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary

The answer to that question depends on a few things. 1. Group insurance policies are always primary over personal or self bought You work for ABC company. You have insurance thru them (group policy) and you also pay for an individual or personal policy. Your policy thru ABC would be primary 2. Government insurance (except for medicare) is always Tricare, medicaid, and etc. 3. An active policy is always primary over a retiree policy. For example John retired from ABC company and has insurance thru them. He currently works for DCE company and has a policy thru them. The DCE policy would be primary and the ABC policy 2ndary 4. If you are retired and have medicare. Then medicare is primary but if you are actively working your group insurance would be primary. 5. When it comes to children the order is 1. Parent who's birth month comes 1st if both parents are born in the same month it goes by the day (the year doesn't play a role in this) 2. If parents are divorce it goes by 1. court order if not applicable goes by who has custody is primary this includes step parents. The step parent who has custody of a child, their insurance is primary. There are a few other rules when it comes to who is primary...when in doubt contact your insurance company

To find out if your eligible for Medicare, you can use the Medicare Eligibility Tool at the link below: If you're not eligible for Medicare, you can check with the different insurance companies to find out about individual coverage.

If your father is 55 and retired, he is more than likely eligible to receive Medicare benefits. Seniors 55 and over are eligible and within the age range to receive premium Medicare coverage from the federal government.

He should apply for disability Social Security and, if successful, he would be eligible for Medicare.

if you have medicare,retired but spouse works.spouse ins is primary and medicare secondary. if you are a child both parents has anthem,birthday rule has to apply. the parent who is born first is primary and the parent who is born later is secondary does not matter if parents are married or not

AnswerSounds like that would work to me. Medicare and Social Securities Site - where you can ask the question directly. IMHO I would just turn in the claim and see what your spouses insurance does with the claim. Just be honest when filling out the forms.AnswerAbsolutely, this is called tertiary.

The American Association of Retired Persons, AARP, offers Medicare, long-term care insurance, automobile insurance, home insurance, and life insurance. It is intended for improving the quality of life for seniors age 50 and over.

I had retired from my employer before 65. I continued the retirees' group health insurance. When I turned 65, my employer required me to take Medicare as my primary insurance. I could stay with the group, but it would "coordinate" benefits with Medicare. My experiences with my providers have changed. Before Medicare, my providers would bill my insurance and take their payment. I would pay the deductible and co-insurance. With Medicare, my providers will bill Medicare but not accept their payments. So, Medicare sends me these silly paper checks (they will not use electronic deposits). The provider can bill 115% of the Medicare approved amount. My group plan then pays based on the 115% amount (less any deductible and co-insurance). They also send to me their silly paper checks. (All that happened is that I turned 65 - now I get silly checks and a bookkeeping nightmare). I take the paper checks to the bank and then pay my providers electronically. One time I had services from a provider that participated with Medicare. Medicare paid (I got their paper MSN after about four months). My group plan paid. The provider asked me to pay the balance. Worked pretty smooth - except the provider charged me for items I did not receive. They said since Medicare paid them based on a "DRG" (a payment scheme based on the primary services delivered - without worrying about cost), they could not rebill and it would not make any difference if they could. Again, before I turned 65, it was easy to point out an error to my group insurance and it got fixed quickly. Medicare takes a long time to even understand the question. So, ask your employer or insurance company how they work with Medicare. Then, hope that you can keep them as the primary payer. Also, if you have to go with Medicare, let's hope that your providers accept Medicare.

As a retired senior you should be able to get medical insurance through the government. It will be the cheapest option and is called medicare. Supplimental programs are offered by companies such as State Farm or All State.

No. Social Security pays cash benefits and makes disabled and retired people eligible for Medicare, medical insurance available through the US government. Medicare does not pay for elective procedures, like liposuction.

Tricare prime from your husband is the primary and your federal employee insurance is secondary. It means whatever Tricare Prime does not cover, Blue Shield should pick it up. Ah, wrong. If you read the Tricare documentation, it clearly states if you have another health insurance company, Tricare is automatically the secondary. It doesn't matter who is the military member.

According to Medicare the T means you are not retired/not drawing a Social Security check.

Generally no but you should contact Medicare for a full answer.

As long as the only reason you are covered by Medicare is because of a disability and you haven't reached the minimum age Medicare requires to become eligible naturally, then the number of members in the group health plan will determine who is primary or secondary. Group plans with fewer than 100 members are considered to be "small" businesses and Medicare would be primary. Conversely, "large" businesses (more than 100 members) will be primary over Medicare. It doesn't matter whether the group plan is provided by you or your spouse. At the time you reach Medicare's required age to naturally become eligible with them, your case will be reviewed. At that point, the group size doesn't matter. If you have other coverage provided by you or your spouse, it will always be primary over Medicare. Medicare won't become primary until both you and your spouse have retired and are no longer covered by a group health plan. Medicare supplement plans are always secondary to Medicare, but then those aren't group health plans.

Medicaid is for low income people and Medicare is for those who are disabled or retired.

I have a friend who retired from the local school district here in Redding CA. She receives a pension from the county of Shasta but does not have medical insurance other than Medicare. She retired in 1979. I have her social security number. Is there any way I can find out if she can receive medical benefits?

To the Contrary - 1992 Retired with Husband was released on: USA: 12 January 2007

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