Confusing question...the banks bankruptcy (receivorship) doesn't really effect you directly....your deposits are most likely not at risk if it is FDIC insured bank and under 100,000 per account...and even if more than that...you may or may not really have any loss and whatever is able to be recovered from the bank would be assets available to your creditors...just like any other investment you made that may now be worth less than you originally made...only what value can really be realized is availale to your case. If you owe them, so they would be creditors...their financial status in no way effects what you owe...they will get what they have a right to as creditors from you and pay it to those they owe.
Sure, and many have
Of course.
True
No.
Any leftover debt from that car repossession can be put in your bankruptcy petition..so if you owed $12k and the bank sold it for $6k..then you can file bankruptcy on the remaining $6k.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
no
Yes you can change a joint bank account before a Chapter 7 bankruptcy. You should have your finances in order before you file a bankruptcy.
No they never did file for bankruptcy
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
No, they did not file for bankruptcy.
They did not file for bankruptcy.