I believe that student loans are a category of debt that is not dischargable in bankruptcy. The bankruptcy will show up on any credit reports, and you may subsequently be unable to et additional loans. I filed for bankrupcy in 1998. I was able to obtain Student Loans despite the bankruptcy in 1999-2000. My past credit history was not considered when determining my student loan application.
Vietnam was America's last drafting of young men for the military. And we still had "authorized" ways of buying one's self out of that. If a fellow stayed in college, carried 18 units and a 2.0 average, he recieved a "college deferment." If one was too poor to go or didn't go to college, then obviously he could't recieve a "college deferment", and the army would be sending him a letter.
Americans questioned the fairness of the draft because college students could easily avoid it. Vietnam was America's last drafting of young men for the military. And we still had "authorized" ways of buying one's self out of that. If a fellow stayed in college, carried 18 units and a 2.0 average, he received a "college deferment." If one was too poor to go or didn't go to college, then obviously he could't receive a "college deferment", and the army would be sending him a letter.
Yes, for Chapter 13 cases. No allowance in the monthly budget is made by the Bankruptcy Trustee for financial contributions by parents for the college education of dependents. Eligibility for financial aid is still calculated on the income of bankrupt parents, although they do not have the ability to contribute. The only relief is that students may take out additional unsubsidized Stafford loans.
Enrolling in college, to receive a "COLLEGE DEFERMENT" was the most popular way to avoid the draft. At the time, the student had to carry 18 units, and maintain a 2.0 average while attending school in order for the deferment to remain valid. More militant forms consisted of moving to Canada, burning their draft cards, etc.
The letter of deferment is written and used when putting something off that that will be done in the future. This letter is often used to defer student loans or delay admissions into college. The letter should be addressed to the correct department, reasons for the delay must be mentioned and the request of the deadline to be extended.
A deferment means that no payments need to be made on a student loan during the approved period of time. There are several situations that allow current and former students to qualify for student loan deferment. A deferment is a postponement of payment on a loan, during which interest does not accrue if the loan is subsidized. You may qualify for a deferment while you are in school or an approved program for at least part time. Another reason is if you are unemployed or meet the rules of economic hardship defined by the government which will be determined by the US department of education. Being in the army is also cause for a deferment. Speaking to a loan counselor will better help determine your needs and direct you to the right path.
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