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Can you get a bank to remove your name from ChexSystems if you pay off the account that went bad?
Wiki User
∙ 15y ago
== == I used to get calls all the time asking me to remove customer's names off of this list. The reporting bank does have the option to have you removed if you paid owed balances. However, all of this is dependent of:
# The severity of CS report - If you commited ATM abuse, check kiting or fraud, you will NOT even be considered for removal. # The amount of closed accounts on CS and the time span between each. # How long it took you to repay the owed amount. # If you still have a standing relationship with that bank. # If the loss prevention department gives the green flag to have it removed. Unfortunately, even if you are qualify for removal, it is not @ the branch manager's discretion anymore at larger banking institutions. It must be ok'd by the Loss Prevention department. With smaller credit unions, they are more likely to remove you, but then again, it is at their discretion.
== == NO, chexsystems will not remove you unless the reporting bank tells them to. If you want to pay for deletion then make sure you get it in writing.
Wiki User
∙ 15y ago
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Can you open a business bank account for your newly formed LLC if you are in chex system for a personal account?
It depends on the bank ..many banks will only run the LLC or Corp name through chexsystems and not the signers. Other banks may not use chexsystems at all
Why would it take more than two years for information to be removed from ChexSystems if the bank requested removal of information?
If the reporting bank tells chexsystems to remove your name from the database then it should not take 2 years.
Can you join your new husband's credit union account with your name in Chexsystems but his is not?
Not if they use chexsystems. They will make you clear up your issues with chexsystems first, and then when they check and you're cleared, you can be added.
Can a Power of Attorney remove money from a bank account and then put it in there name?
If it is in "THERE" name, No. If it is in "THEIR" name, maybe.
Can you remove someone from a joint bank account at TD bank?
TD Bank, like many other banks, will not allow you to remove a name from a joint banking account. In order for the name to be removed, the other person must agree to it first.
How do you remove someone else's name from a bank account?
A person will need to check the bank's requirements in order to remove someone from a bank account. The primary person will need to contact the bank and will most likely have to go to the main bank branch.
Can you remove your name from a joint banking account at Bank of America?
Yes. You can very well do that. It is your account and if you no longer wish to be a part of it, you can remove your name from the joint account. All you need to do is, visit the bank and submit a request in writing reg. the same. The bank will take 2-3 days to complete your request and then you will no longer be a joint holder of that account.
How do you take someone off joint checking account?
You can visit the bank branch where you hold the joint account and submit a written request to remove your name from the list of account holders for that account. The bank may ask you to get the other holders of that joint account and ask them for approval before doing so.
Can you remove your name from a joint checking account without closing it?
At chase both party's have to be there and you can remove your name. I did it. I did not require my partner to be there as I opened another account for myself so it appears to be a bank specific deal.
How to remove the joint bank account without the permision of the partner who joint only Originally it's mine and I want to remove her to my joint No possible signature she's outside the country?
You will have to check with your Institution to find out their policies to remove someones name from a joint bank account without their authorization.With most banks, you will have to have their signature to remove them from the account.
Can you open an account with a bank if you have had a charge off with a past account?
Typically no, once your account gets to the point of charged off, it has been overdrawn for roughly 45 days (give or take). Your name and SSN then get reported to ChexSystems which then notifies every bank of your charged off account. Not many banks want to risk losing their money to you if you've already lost money for another bank. Your best chance to get an account is to go back to the bank your account was charged off, explain what happened, and hope for the best. And next time balance your checkbook... daily.
How do you remove a name from joint account when a person is no more?
You need to take the death certificate of the person who is no more to the bank and submit it to them along with your details. After verification the bank will remove their name from the joint account and make you the sole beneficiary. In case the other person has a different legal heir, then you may need an No Objection Certificate from them before the account becomes your single operated account.
