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Yes, there are several loan programs that offer great financing at good rates and do not have credit score requirements. Most of them are government insured and are made under the FHA, VA or USDA programs while some are available under FNMA &FHMLC programs as well. Instead of credit scores and traditional credit requirements these programs require alternative sources of credit which are typically 12 months' credit rating on 3 non-traditional credit accounts (i.e., utilities, cell phone, personal car loans, day care, Rent to own, etc...). Give me a call if you have any more questions. Thanks, Eloy Benavides

Personal Loan Consultant

Platinum Financial Group of LMI Funding

214 607-1445

eloy@platinumfinancialonline.com

www.PlatinumFinancialOnline.com

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Q: Can you get a good mortgage rate without a FICO score?
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Can you get a good mortgage rate with a FICO score of 686?

FICO score for mortgageDepends on your definition of "good". You can get a mortgage with 686 score. FICO score over 720 will get you the best mortgage rate.


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