This is purely down to your bank and their underwriters decisions. I worked for many years as a bank underwriter and would often lend someone a set amount of money for a set amount of time should proof be given that the amount is due.
i.e If someone had a letter confirming they are due 5000 that was genuine and it was due to credit in 1 month I would lend them up to 5000 for the 1 month period, more of an advance than a loan but still treated as such.
A refund anticipation loan the borrowing of some of your possible expected refund amount before the IRS accepts your income tax refund as you filed it. For a short period of time and it is very costly to you to get the funds in this way.
please tell me....i may need one for the holiday's
The typical interest rate for a refund anticipation loan, RAL can vary widely and consumers should understand all the cost with this type of loan. RALs often carry extremely high interest rates, which do not include other fees such as electronic filling, application, and check cashing fees. With all that, taxpayers can end up spending more than 10% of their refund, just to receive their income tax refund sooner.
Only if you didn't have a refund anticipation loan or had any fees deducted from your refund. If either was the case, you'd be getting a check instead.
Answer Talk to them. But be advised...refund anticipation loans are considered one of the worst...as in most expensive...and frequently abused things you can do. Emeraldadvances.com
nothing
If it isn't your refund anticipation loan, then you can't find out that information. A RAL is money borrowed from a lender according to the refund you're expecting to receive. This is a loan between you and the lender, and it's considered a contract. Therefore, you can only find out about your RAL, not someone else's. If your tax return has incomplete or inaccurate information that results in a smaller refund than the amount advanced to you through the RAL, then the tax preparation business that filed your RAL for you usually has that information.
A refund anticipation loan the borrowing of some of your possible expected refund amount before the IRS accepts your income tax refund as you filed it. For a short period of time and it is very costly to you to get the funds in this way.
please tell me....i may need one for the holiday's
Yes this is possible
Assuming that you have a refund coming, yes, you should be able to get an anticipation loan when doing your taxes in December of 2007 for the 2007 tax year.
The typical interest rate for a refund anticipation loan, RAL can vary widely and consumers should understand all the cost with this type of loan. RALs often carry extremely high interest rates, which do not include other fees such as electronic filling, application, and check cashing fees. With all that, taxpayers can end up spending more than 10% of their refund, just to receive their income tax refund sooner.
Several companies offer tax refund anticipation loans and many are available online. Instant Tax Service, ETax Loan, and H&R Block are just a few of the companies that offer these services.
If you are in a C. 7 or within 6 months after the close of your case, any tax refund is property of the bankruptcy estate and must be turned over to the trustee. You may not get a loan against an asset (tax refund) without the court's permission.
Only if you didn't have a refund anticipation loan or had any fees deducted from your refund. If either was the case, you'd be getting a check instead.
The best way to get a fast refund is to file your claim as soon as you can get your W-2s back from your employer and get the direct deposit from the government that way you dont have to wait on a refund check to be processed and come in the mail.
There's a couple ways you can get your tax refund back fast. You can go to a professional tax service that offers "refund anticipation loan." If you don't want to do that, you, you can offer direct deposit when you file so IRS can just electronically deposit your refund.