If you are in a C. 7 or within 6 months after the close of your case, any tax refund is property of the bankruptcy estate and must be turned over to the trustee. You may not get a loan against an asset (tax refund) without the court's permission.
nothing
If you are due a refund for taxes filed for the 2005 tax year, that refund can be siezed to offset the student loan - and every refund after that too.
please tell me....i may need one for the holiday's
If you are lucky, yes. But most likely, no lender will give you a mortgage loan if you are or have declared bankruptcy.
Yes, it is an unsecured loan.
maybe
yes u can
Assuming that you have a refund coming, yes, you should be able to get an anticipation loan when doing your taxes in December of 2007 for the 2007 tax year.
The typical interest rate for a refund anticipation loan, RAL can vary widely and consumers should understand all the cost with this type of loan. RALs often carry extremely high interest rates, which do not include other fees such as electronic filling, application, and check cashing fees. With all that, taxpayers can end up spending more than 10% of their refund, just to receive their income tax refund sooner.
If it isn't your refund anticipation loan, then you can't find out that information. A RAL is money borrowed from a lender according to the refund you're expecting to receive. This is a loan between you and the lender, and it's considered a contract. Therefore, you can only find out about your RAL, not someone else's. If your tax return has incomplete or inaccurate information that results in a smaller refund than the amount advanced to you through the RAL, then the tax preparation business that filed your RAL for you usually has that information.
Whether your car loan is discharged by a bankruptcy or not will depend on your state and the equity in your car. Whether the loan will be discharged or not is called an "exemption".
Several companies offer tax refund anticipation loans and many are available online. Instant Tax Service, ETax Loan, and H&R Block are just a few of the companies that offer these services.