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Can you get a personal loan bad credit low income no co-signer?
Wiki User
∙ 14y ago
Unfortunately, if you are in this position, borrowing any further money is going to just sink you deeper in the hole. You are borrowing money at a high rate and it is not money it sounds like you can pay back. Cut your expenses (cell phone, cable, gas, eating out) and/or get a second job to make your situation better. The Tightwad Gazette, MSN Money are two sites that can help you find your way.
Wiki User
∙ 14y ago
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If you have fair credit should you apply for a loan on your own or with a cosigner who has bad credit but more income and assets to get a lower rate?
I would try to get the loan on my own and build MY credit up. Its a personal choice.
Can the primany buyer of an auto loan refinance the auto loan in the cosigner's name only?
No. The cosigner would have to apply for a loan in their name using their credit, income data.
Can you get a personal loan without a cosigner?
It all depends on your personal credit history. If you have a bad credit history or no established credit then it can be difficult to get a loan. Anyone can get a payday loan but it is not recommended as the interest rates are outrageous. Contact your local bank for more information on how to get a personal loan.
When you have a cosigner on an auto loan is your credit considered at all?
yes, the reason for the co-signer is either due to lack of credit or the possibility of insufficient income to repay the loan
When cosigning do they check the cosigner's credit and use his income as well for repaying the loan?
YES to checking CR. No, to using co-signors income. The debtor must be able to pay the loan.
If you have fair credit should you apply for a loan on your own or with a cosigner who has bad credit but more income and assets to get a lower rate?
I would try to get the loan on my own and build MY credit up. Its a personal choice.
How do you get a 15000 personal loan with bad credit and no cosigner?
you cant
Can the primany buyer of an auto loan refinance the auto loan in the cosigner's name only?
No. The cosigner would have to apply for a loan in their name using their credit, income data.
Can you get a personal loan without a cosigner?
It all depends on your personal credit history. If you have a bad credit history or no established credit then it can be difficult to get a loan. Anyone can get a payday loan but it is not recommended as the interest rates are outrageous. Contact your local bank for more information on how to get a personal loan.
When you have a cosigner on an auto loan is your credit considered at all?
yes, the reason for the co-signer is either due to lack of credit or the possibility of insufficient income to repay the loan
Do you always need a cosigner?
A cosigner is needed when the primary borrower does not, for whatever reason, (age, income, credit rating, etc.) does not qualify for a loan on their own merit.
When cosigning do they check the cosigner's credit and use his income as well for repaying the loan?
YES to checking CR. No, to using co-signors income. The debtor must be able to pay the loan.
How do you get a personal loan with no credit or cosigner?
To get a personal loan with no credit or cosigner you can go online to find an online short term personal loans lending service.They are easy and convenient if you are in need of extra cash between paychecks.One great aspect of short term personal loans is that you do not need a cosigner on the loan and the lender will not perform a credit check.To qualify for short term personal loans, you must:Be 18 years of age or older.Be a valid United States resident.Have a job with monthly income.And, you must have a current checking account at your bank.
Can you include someones income on a car loan without their bad credit affecting you?
A person cannot include someone's income on a car loan, without their bad credit affecting the outcome of the loan. If another person is placed on the car loan, that other person will also be run through a credit check. This includes cosigner applicants.
Is the APR of a student loan determined by the credit of the borrower or that of the cosigner?
The cosigner I believe but check with the loan issuers it's in the details.
What are the qualifications of a cosigner?
Normally a cosigner has to be able to pay the loan if the signer does not pay. So the cosigner should have better credit than the person seeking the loan.
Where can you get a bad credit 5000 personal loan with a cosigner with a 700 credit score?
BAD CREDIT LOANS DEALS Bad Credit LoansBadCreditLoans provides an easy and convenient way for people to be matched with a personal loan from up to $5,000. i really liked and here is your link cutt.ly/9jgX1VZ
