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Can you get auto insurance on your parents' policy?

Updated: 8/17/2019
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13y ago

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Yes, however I have seen a few cases where you may run into trouble. For example in an odd set of circumstances where a child lived with Grandma and because she was not the legal guardian they would not allow it as a permitted driver... this is rare and we were obviously able to find her another company but it can happen.... long story short, you should have no problem.

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13y ago
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Q: Can you get auto insurance on your parents' policy?
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Can you have your own auto insurance policy if you live at home with your parents?

Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.


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Does Illinois have car insurance for teen drivers?

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Can you get insurance on auto that is not in your name?

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Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?

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If you total your car after your insurance is canceled will GAP insurance still protect you?

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