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If you are currently unable to work or disabled, you may not be able to qualify for a regular disability insurance policy. There are few insurance companies that can offer substandard disability insurance, or graded benefit disability insurance. You should discuss this with an experienced agent, before you get the surgery.
What else can I help you with?
Do you have to pay taxes on your private disability insurance?
IF you paid the premiums with before income tax funds for this private disability insurance the amounts that you receive is NOT taxable income to you.
Purchase Disability Insurance?
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
Disability Insurance?
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
What is the waiting period for a disability insurance policy?
The waiting period for a disability insurance policy is the amount of time you must wait after becoming disabled before you can start receiving benefits.
Where can a person get a comparison of disability insurance rates?
One can get a comparison of disability insurance rates on websites like Insurance Data, Disability can Happen, RBC Insurance, Termlife Insurance or SB Information.
Can you collect on a life insurance policy if you have a long term disability before death?
Not specifically for a long term disability, but you can collect if you have a terminal illness.
Can you apply for a disability insurance if you have cancer?
Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.
Disability insurance needs to have tighter restrictions?
Disability insurance needs to have tighter restrictions
Will a disability affect my insurance quote Where can I get valid insurance for a disabled California driver?
In California a disability will not effect your insurance quote but if you are in southern state like Florida a disability will effect you insurance quote.
What is the best company that offers disability insurance?
MetLife Disability Income is the best company that offers disability insurance. You can read more about Flexible Disability Income Insurance and Policies at metlife.com
Can you get disability insurance before having lasik eye surgury?
Disability insurance can be for a variety of reasons and most are unrelated to your ability to have LASIK eye surgery. If you are visually disabled then it is unlikely that LASIK would be a suitable treatment.
Is disability insurance taxable income?
Determining if the benefits are taxable depend supon whether the premiums were paid before or after taxes. If before taxes, the disability income you receive is taxable. If youpremiums were paid after taxation, the disability income benefits you receive are not taxable.
