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don't have any wrecks see if that helps u
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How much liability insurance does a lawyer need?
It depends on the type of law you practice, and how careful you are, and how many matters you handle. Claim amounts are higher and claims more frequent in personal injury law. Claims are less frequent in patent and entertainment, but amounts are higher. Residential real estate generates frequent claims, but lower amounts.
What is the normal deductible for bodily injury liability car insurance?
The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.
How do you lower homeowners insurance?
You can get a burglar alarm, increase your deductible or lower you personal liability limit. As to the deductible and liability limit you'll need to check with your mortgage company as they will dictate the minimum amounts. You can also shop around other companies.
What is product liability policy cost based on?
Product liability insurance premiums are based on the type of product you sell as well as the size of your business/the number of products you sell. Consider that the higher the risk of the product you sell, the higher the insurance cost. Selling key-chains as an example, would generate a lower product liability rate, than say selling guns.
Is there any way to lower the cost that I pay for car liability insurance?
Your best option for lowering cost would be to compre prices at www.progressive.com. You can also try increasing your deductble which will lower your premium. There are many ways, a simple internet search to lower auto insurance costs will explain in detail. However, lowering your limits of liability, maintaining a clean driving record, and driving a car 10 - 20 years old are the easiest ways.
What type of insurance has a sir deductible?
SIR stands for self insured retention. It is a deductible applied to some liability policies. The term deductible is used for insurance that covers property losses, such as the insurance that would replace your house if it burned down. Retention is a term that refers to liability insurance, insurance that pays on your behalf if your negligance caused someone else to suffer a loss. Certain liability policies,such as umbrella policies and professional liability policies require the insured to, under certain circumstances, pay for part of the loss. The self insured retention is paid by the insured before the insurance company pays for the remainder of the loss. On umbrella liability policies the self insured retention applies to losses that are not covered by underlying, primary liability policies. On professional liability policies, the self insured retention applies to all losses, and is a way for the insured to lower their premiums by retaining the risk of losses up to a certain amount.
What is the cost of wedding cancellation insurance?
Cancellation insurance for a wedding can cost you between $100 to $200 depending on what you want covered. If you only want attire, rings, etc. that is for the lower amount. If you want liability insurance in case someone is hurt, go for the $200.
Guide to Cheap Liability Car Insurance?
The term liability is a legal term that refers to a person's responsibility for injury or loss caused to another person or to another person's property. Each person who causes an accident is therefore legally liable for damages done to another person or their property. Liability insurance is coverage a car insurance company provides to its insured clients in the case that the insured causes an accident. Each state in the U.S. has enacted minimum liability car insurance laws that require drivers to pay for and carry liability insurance protecting those whom they may injure from damages. Most states have enacted minimum liability limits for the following: medical costs minimums for a single or multiple passengers property damage minimums The minimum coverage amounts required by minimum liability insurance vary from state to state, but drivers are typically required to pay for and maintain liability car insurance at a minimum. Stiff penalties are also levied on drivers who let their liability insurance lapse or fail to carry proof of that insurance in their vehicle. To obtain cheaper liability car insurance, drivers can follow these rules: Keep a clean driving record, free of speeding tickets, law enforcement traffic stops, and accidents. All of these can cause a driver's car insurance company to increase their liability insurance premium rates. Drive an older, safer vehicle. Car insurance companies rank the cost of car insurance premiums based on a variety of factors, but driving an older, safer vehicle is one of the ways drivers can obtain cheaper liability car insurance. Vehicles with lower horsepower are relatively less likely to be involved in accidents, so the statistics indicate that these vehicles are less risky to insure. Stay free of alcohol and drugs. A single DUI, or Driving while Under the Influence of alcohol or banned substances, can increase your liability insurance premiums dramatically. Cheaper liability car insurance can be researched over the Internet. With a great number of insurance companies, and brokers who represent a wide number of insurance carriers, making their coverage and premium rates available for comparison, consumers are now at a great advantage to shop around and obtain the least expensive liability car insurance.
What is the difference between being insured under a policy and being self-insured?
If you have an insurance policy purchased from an insurance company, some or all of the financial losses you incur will be reimbursed by the policy issuer. If you are self-insured you, or the company that is self-insured, is responsible for all financial losses and liability to others. Some self-insured companies are self-insured only for the first million or 5 million dollars, and have bought insurance policies to cover larger losses. Their annual insurance premiums are lower as a result, since the purchased policy is not responsible for those less, and more frequent, losses.
Can driver's ed lower insurance rates?
Yes, they can help lower insurance rates, but not usually by a lot. Also female insurance rates are usually lower than male ones.
Does the cost of life insurance premiums depend on your age?
Yes, the cost of life insurance premiums can depend on your age. Generally, the younger you are when you apply for life insurance, the lower your premiums will be. This is because younger people are considered to be at lower risk of death and thus pose less of a financial liability to the insurance company. Age is one of the factors that insurers use to determine premiums, along with other factors such as your health, lifestyle, and coverage amount.
Does health insurance lower the cost of HIV medicine?
This depends on the type of insurance you have. If HIV medications are covered in your insurance plan, then the cost is lower for you; the insurance company will pay for a percentage of the price of the medication.
