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In order to receive Medicare or Medicaid at age 42, you must be "totally and permanently disabled" as defined by Social Security regulations. This is different from your employer's determination of disability. You may receive Medicaid, even if you are not disabled per Social Security regulations, if you have minor dependent child(ren).
The amount of income you could receive in addition to Social Security benefits will depend on the type of benefit your Disability insurance coverage provides. Some benefits will offset with all Social Security benefits you qualify for, which essentially means the additional income you receive will be equal to the difference of your monthly benefit and your Social Security benefits.$5,000 Disability insurance benefit (off-settable)$1,000 Social Security benefitYou will receive a net $4,000 of additional income and a total of $5,000.There is also a benefit called "base" benefit, which does not offset with Social Security benefits. In this scenario the additional income you will receive is equal to your entire Disability insurance benefit.$5,000 Disability insurance benefit (not off-settable)$1,000 Social Security benefitYou will receive a net $5,000 of additional income and a total of $6,000.
Yes, a person receiving Social Security retirement benefits can still apply for Medicaid if they meet the eligibility requirements based on disability. Medicaid eligibility is not solely determined by the type of Social Security benefit a person receives, but rather factors such as income, resources, and disability status.
Yes, it is very common for disability insurance plans to include a clause for social security disability, meaning the insurance company will pay a portion of the monthly benefit, expecting that you would apply for social security benefits to pay for the "Supplemental Social Security benefits". In the event you get declined by Social Security, then the insurance company would cover the additional supplemental benefits. Employer group plans as well as individual disability insurance plans can include that clause.
Because that is the way that you contribute to your social security and medicare insurance coverage and disability insurance that you may receive at a future date.
You may receive Medicaid regardless of your Social Security status.
VA disability does not automatically make one eligible for Medicaid; you will have to submit your medical records to Medicaid. However, it seems likely to me that you would qualify.
If your income exceeds the Medicaid standard in your State, you will have to "spend down" the excess to qualify for Medicaid.
Yes, you can receive California State Disability Insurance (SDI) and Social Security retirement benefits at the same time. However, there may be limitations on the total amount of benefits you can receive from both programs, so it's important to check with the respective agencies for more information.
Medicaid is a program for low-income persons who meet certain other requirements such as age or disability and citizenship/alienage status. A Federal employee who meets those requirements may receive Medicaid.
If you had a disability insurance policy prior to getting hurt, yes, you will receive benefits if you are still unable to work after the waiting period has passed. If you didn't have a disability insurance policy, you may be eligible for social security disability if your disability is expected to last 12 months or longer.
You may receive Medicaid and Medicare disability at the same time if you meet eligibility factors, principally citizenship and limited income/assets.