Can you get your personal items back after they have beenn repossessed?

Answer 1

Personal Property RetreivelYes,you can either call the local police or the bank/finance company and obtain the repo agencys phone number.Call them and tell them that your vehicle was reposessed by them. They will ask a few questions (date, plate, vin, your name)then they will advise of fees (inventory,storage)then they will give you directions to pick up your property.Always take cash and your i.d.They will only release property to the registered and or legal owner or owners.Be sure to call a.s.a.p. because most repo agencys charge storage by the day.If the owner is not available , you must take a notarized power of attorney,signed by the owner if possible.in probate matters a letter from the finance co. will do.you do not have to be redeeming your vehicle to retreive your personal property.BUT! you have only 30 days to get it then it becomes propertyof the repo man for storage costs. Remember the fees will go up daily in most cases so 20-29 days later you might want to ask is that property worth 500-600 dollars.If it is call as quickly as possible.if the bank refuses to tell you immeideatly who took the car call the bbb in your state (Better Business Buereau)and or the united states federal trade commission to file a complaint via e-mail then send it to the lender.Then things will speed up.In California the debtor must receive a notice of reposession and a personal property log in inventory sheet.property is counted bagged then sealed to await your retreivel or to be forefieted.Acopy of this must be sent to you, the finance co/bank the local police agency that took the report and to the state board of consumer affairs,the regulatory agency that oversees all reposessors in Calif.If your property is missing do not let it go. You may be entitled to get your car back if any part of the repo was mishandled.Do not let any one tell you that your property is not to be given back