Can you go bankrupt after repossession?

Yes. Technically, you were bankrupt when you were unable to pay your loan payment when due. Filing for bankruptcy protection is a procedure to help debtors and creditors. You probably have a deficiency after the repo and sale, and bankruptcy will take care of that, as well as all your other debts.

The above is incorrect in many ways. You are only technically and really BK when you file the legal proceeding for it.

You may be financially insolvent...but that is entirely different than Bankrupt...which is a legal position.

And clearly, many people have repossessions, just because they won't pay what they agreed to...even if they have a good deal of ability to do so...they are neither bankrupt of insolvent.