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If you don't change your last name through the Social Security office and as long as you use you maiden name on anything relating to bills and loans. I don't think you will be able to file joint taxes though. ( Call and ask an accountant, they'll tell you for free over the phone.) You may have trouble getting Pell Grants for school as well. If you do keep you maiden be sure to get Power of Attornies that specifically give you both rights to make medical and financial decisions for each other and your kids if the other is unable to for any reason. If you have separate last names you can still co-sign for loans as needed, just keep in mind that both signers credit will be affected in those instances.
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How can a consumer use credit wisely?
Keep your utilization rate at 20% or less. Keep your oldest accounts open, do not close them. Do not apply for credit more than once every 6 months. Pay your bills on time.
Can my credit rating be affected if my father defaulted on credit card payments and I was once on the account?
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.
Why score goes down after paying a charge off?
I know it sounds a little goofy but, your credit score is based on your credit history. Once you pay something off your credit history is completed for that particular account so your score drops a little. Having said that, I certainly don't recommend that you keep a lot of bills open just to keep your credit score high. A credit card where you maintain a small balance with most of the credit line available and paying your utilility, phone and rent or house payment on time or a little early will keep your credit score pretty healthy.
How many points will your credit score go up once your bankruptcy is cleared?
There is no separate rule, and there are several different credit scores. The increase will also depend on other elements, including payment of rent, mortgage, utility bills and other post-filing debts.
Can your employer apply for a company credit card in your name without your permission?
Ordinarily, that would be fraud, but from the credit card co. standpoint, you accept responsibility once you make a purchase on that card, in most cases. It will report good and/or bad on your credit once you begin usage. Just keep the card very secure for fraud purposes, that can get very messy if someone gets ahold of that info.
Your fiancee has bad credit your credit is excellent How do you keep your credit separate once married?
You don't get married.
Am i still married but separate for 15yrs?
Once married, you remain so until you die or are legally separated (divorced). Just being separate (apart) is not enough to be "unmarried",
Your friends mom just got divorced from the dad and he cut off the credit card is that ok?
It depends on the settlement they both agreed on in court. If her ex was supposed to keep the line of credit for her use, she needs to contact her lawyer or the court. Once a divorce is final it is not unusual for the two people to separate their money, bank accounts and credit cards.If a woman never got credit in her own name while she was married, she could have a problem immediately getting credit on her own. This is why it is always a good idea for a woman to have her own credit, regardless of whether she works outside the home or is a stay at home mom who is entitled to household funds.
How can a consumer use credit wisely?
Keep your utilization rate at 20% or less. Keep your oldest accounts open, do not close them. Do not apply for credit more than once every 6 months. Pay your bills on time.
How can consumers use credit wisely?
Keep your utilization rate at 20% or less. Keep your oldest accounts open, do not close them. Do not apply for credit more than once every 6 months. Pay your bills on time.
How do i keep my relationship going with my boyfriend after he enlists in the navy?
Write and call him once in a while. Distance should not separate love.
Will a foreclosure from someone's past affect their spouse's credit?
I hate to sound like a lawyer, but it depends. If you have separate credit reporting accounts, it may affect the wife's credit slightly. If there is only a joint credit account, yes, it will affect the wife's credit the same as the husband's. You can ask the 3 major credit reporting agencies (Experian, TransUnion and Equifax) to separate out your credit histories. If the foreclosure has already started, it may be too late. Get a free credit report from each (once each year) at www.annualcreditreport.com.
Can my credit rating be affected if my father defaulted on credit card payments and I was once on the account?
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.
Can you keep a few small credit cards after filing for bankruptcy?
Yes; however, the issuer is not required to continue to extent you credit (can close the account).
Was sacagewea only married once?
yes she was only married once
What part of present day Eurasia was once a separate landmass?
The subcontinent of India was once a separate landmass.
Was Alexander Graham Bell married more than once?
No he was married once.
