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Can you legally cash a check if someone gave you the money in cash to replace the check?
Wiki User
∙ 12y ago
Yes. Bank tellers do this every day.
Answer and ClarificationNo. There are many reason a person may decide to pay you in cash after they have written a check. They may find they don't have the funds in their checking to cover the check, they may have received some unexpected cash and would rather leave their money in the bank, you may have asked them for cash instead of the check. If you and the person who wrote the check had an understanding the cash was intended to replace the check for some reason then you cannot cash the check. Rather, you should return it or destroy it. Deliberately cashing a check that you know has been replaced with cash is stealing.
Updated Answer and ClarificationLegally, Yes. Should you? No.The question did not ask whether it was moral and right to cash a check when one has received cash in its place. The question stated "Can you legally cash a check ..." and the answer remains yes. If the payor did not want the check cashed, s/he should have requested the check in return for the cash. Alternatively the payor may place a stop-payment on the check in an attempt to prevent the payee from "double-dipping." Under the UCC, unless the check is voided, it remains a valid promise to pay. If the payee receives both cash and the proceeds from the check, then the payor can sue in court. But, based on the question as stated above, absent any other information, the check may still be legally cashed.
Take a look at it another way. A gives a check to B, who signs over the check to C for services rendered. Before C goes to the Bank, A gives B cash to replace the check but doesn't get the check returned. That does not alter C's right to cash the check -- it's a valid promise to pay. [By the way, this is why merchants do NOT accept 3rd party checs!] A will have to take legal action against B for his/her "unjust enrichment" but it doesn't prevent the check from being legally cashed.
Wiki User
∙ 12y ago
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Someone wrote you a check for 975.00 but there is no money in the account?
If someone writes you a check for $975.00 and there are insufficient funds in their account, the check will likely bounce or be returned unpaid when you try to cash or deposit it. You should contact the person who wrote the check to discuss the situation and potentially find an alternative payment method.
How much money legally have at home?
The amount of money you can legally have at home varies by country, but generally there is no limit on the amount of money you can keep at home. However, carrying or keeping very large amounts of cash may raise suspicions of money laundering or tax evasion. It is always recommended to keep your money in a secure location such as a bank account.
How do you use surreptitiously in a sentence?
I did my project surreptitiously for fear that someone would copy it. I surreptitiously added my prepared paper to the stack of completed tests. The embezzler was trying to surreptitiously replace the money he had stolen.
If someone give a cheak but no money in bank but the law say?
If a check is given with insufficient funds in the bank, it is considered a bounced check, which is illegal. The law can impose penalties such as fines or legal action against the individual who wrote the check. It is important to ensure that there are sufficient funds in the bank account before issuing a check to avoid legal consequences.
Can you sue someone that you owe money to?
Yes, you can sue someone who owes you money for repayment by filing a lawsuit in civil court. The court will review the evidence and determine if the debtor is legally obligated to pay the debt. If the court rules in your favor, the debtor may be required to repay the debt through various means, such as wage garnishment or asset seizure.
What do you do if someone wrote you a bad check that is in the Army?
There are two things you can do:Request the person who gave you the bad check to give you a new check that is goodIf they refuse, you can lodge an official complaint with the cops reg. the same.Just because someone is in the army does not mean that they can give you a bad check. The laws are the same for all citizens and you can legally prosecute the person until you get your money from them.
Can a collection agency pull more money out of your account than you agreed upon?
Not legally, no. Call them and demand they replace your funds.
Is it legal to make a stop payment to a check?
It depends: 1. Yes it is Illegal if - you owe someone money and used the check to pay them for that. If you issue a stop payment the check will not be paid and the person to whom you issued this check can legally sue you for that 2. No it is not Illegal if - you have lost the check and want to ensure that whoever finds it cannot cash it without your approval
Is it illegal to stop payment on a check in the state of Michigan?
It Depends: 1. Yes it is Illegal if - you owe someone money and used the check to pay them for that. If you issue a stop payment the check will not be paid and the person to whom you issued this check can legally sue you for that 2. No it is not Illegal if - you have lost the check and want to ensure that whoever finds it cannot cash it without your approval
Can i sell my real property if there is a conveyance title in someone else's name?
You can sell your real property if there is a conveyance title in someone else's name, but the money will not legally be yours. The money will belong to the person who has the title.
What does it mean when Final payment is written on a check?
When final payment is written on a check, it means in the debtor's eyes, this is the final payment. Other than that, it is not a legally binding statement and they may still owe money and money can be collected from them.
Where can you legally download western songs in MP3 for free?
Noisetrade is a site that allows people to legally download free music. They do have a option where someone can donate money and most of these are indie bands.
Is check advance legally allowed to loan a disabled person money?
it depends on what context you are talking abot other wise yes
How is it that I am paying on a loan when the check the bank handed me hasn't been cashed by the payee?
Whatever the payee does with the check is immaterial. You borrowed money from the bank and are legally obligated to pay the loan back.
What happens when you cash a check someone wrote but they don't have money in they account?
The check rebounds on the sender... And their account gets charged.
What is a written set of instructions that tells a bank how to use money to pay someone?
a check
Is cashing a check that you know to be bad a crime?
Yes. Cashing a check that you know is a bad check is definitely a crime. Though cashing a bad check never results in any money being paid, it is still a crime and you can be legally prosecuted for doing so.
