You can refuse, but doing so will not stop the process. Likely as not refusing will only result in repossession at the most inconvenient time and place for you.
If the car doesn't belong to you and you refuse to return it, well, that's stealing. What can happen to people who steal?
And?
No
Here's the keys.
I would think theft
Yes
In Iowa, a breach of peace during repossession occurs if the repossessor uses force, threats, or enters a home without permission. It is also considered a breach of peace if the repossession agent behaves in a disorderly or aggressive manner that could lead to a disturbance of the peace. Any activities that result in a confrontation or disturbance with the debtor or others could be deemed a breach of peace during repossession in Iowa.
This depends upon your credit score.
Keep the car at a relatives or friends garage
I am presently two months in arears in payments to the bank. I am presently looking for work with fairly good prospects How can I prevent reposession of my vehicle which is critical in persuing job search?
The number of days a payment must be late before repossession can occur varies by state and contract. Typically, it ranges from 30 to 60 days past due. It is important to review the specific terms of your contract and familiarize yourself with the laws in your state regarding repossession.
reposession