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Can you remove factory equipment from a vehicle when it is getting repo?
Wiki User
∙ 12y ago
That's a touchy situation. Chances are (depending on the finance co.) you will end up paying for the car anyway. If you rob parts off of the vehicle, it will bring less money at the auction, and you will have to pay the difference.
Heres how it works. You signed contracts saying you would pay the car in full. These bigger dealerships and finance companies will repo your car when you don't pay up. It varries by state, but in most states there is a law that says the company HAS to take the car to auction to try to recover their money. In almost all cases, the buyer is so upside down when they buy the car, that there is no way anyone at a dealer auction will pay what is owed for the car. Say you owe $7000 on the vehicle, it may only be worth $3000 at auction. They will come after you for the other $4000. I see this happen everyday. Also, alot of times the dealer/finance company will put such a high reserve on the car that they will get it back, and come after you for the entire amount. And if they happen to have a sister company (like the dealer I work for) the sister company will buy the car back dirt cheap, and they come after you for the balance.Yes, some how its legal! Good luck!
Wiki User
∙ 12y ago
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