When you purchased the car, you may have received a lien title from the state. This is not a clear title of ownership. The lender in essence still owns the vehicle, at least part of it. It is held in security for the loan.
If you are a repossession company or agent, you will be required to have an order of repossession. But, if you are a repossession company or agent, you should already know this.
Yes.
Yes they can
A car dealer can hold a repo as long as he is the lien holder on the title.
No, if the car does not have a lien, then the dealer has no legal interest in it.I'm not sure why a dealer would even try to repo something they had no legal interest in.
The statute of limitation expires five years from the last payment. They can't repo the car, but they don't have to give you a clear title either.
there is also no bill of sale on it.
Yes they can I work for the company
Why would they NOT be able to repo a car they purchased the title to? READ your contract.
IF your name is on the TITLE, you go get it. If not on the title, call the lender and make arrangements for them to repo so you can have possession of the car.
Only if you put a lien on the title
ONLY if your name is on the TITLE as co-owner or leinholder can you "repo" the car.
Usually they have the title, so I don't know what you mean about that. However if they have a lien on it, they can re-possess the vehicle.