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You CANT legally. She could report it STOLEN if you did. Best thing to do is contact the LENDER and assure them that YOU will make the payments IF they will repo it. AND get the registration out of her name. They can do that AFTER repo. Good Luck and MERRY Christmas.

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โˆ™ 2015-07-15 19:50:39
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Q: Can you repo a car if you signed the loan but your ex-spouse is the only name on the registration and she is not making the payments?
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Your ex-boyfriend and you bought a car and he is not making the payments. The registration contains both names. Is it legal for you to go get the vehicle and begin making the payments yourself?

I once had a rooster named Smokey and I co-signed to get him a Power Wheels truck, you know, that Escalade deal. Well Smokey didn't pay the note but he got all the chicks! Ha Ha


Can your loan be in default if you are making your payments on time but have failed to insure the vehicle or provide information to the loan company?

Yes. Making payments on time is only one of several things you agreed to do when you signed the loan papers.


Co signed for a car for your grandson and he is not paying If you stop making payments will your credit be affected?

Yes. When you co-signed the loan you made yourself legally responsible to pay the amount due if your grandson failed to make the payments. You are as responsible as he is for paying the loan.


How can you use the word registration in a sentence?

I signed up for cooking class at the registration booth


Is it legal for a bank to take a portion of a check you sent them for the principal of your mortgage only payment and use it for future payments and interest for themselves?

It depends on your mortgage contract and other details. If you owe interest it can usually take that from a check you sent for principal only. You should review the documents you signed at the closing carefully for any section that deals with making payments toward the principal outside of regular payments.It depends on your mortgage contract and other details. If you owe interest it can usually take that from a check you sent for principal only. You should review the documents you signed at the closing carefully for any section that deals with making payments toward the principal outside of regular payments.It depends on your mortgage contract and other details. If you owe interest it can usually take that from a check you sent for principal only. You should review the documents you signed at the closing carefully for any section that deals with making payments toward the principal outside of regular payments.It depends on your mortgage contract and other details. If you owe interest it can usually take that from a check you sent for principal only. You should review the documents you signed at the closing carefully for any section that deals with making payments toward the principal outside of regular payments.


Can you return your car and have no consequences?

If you're making payments you signed a contract. When you return your car you've broken your contract. Yes there is consequences when you break a contract.


What is the fine for not having your car registration signed?

It varies by jurisdiction.


Can you take possession of a car that you co-signed for if the primary is making the payments?

NO. Cosigning means the person is promising to be responsible for the debt if the primary borrower defaults.


You bought a car someone else is making the payments and has defaulted on the loan can you get this off your credit report?

The car, regardless of who's making the payments, is your responsibility. You bought it, you're the owner. This is why it's not wise to buy such large items for others and then assuming they'll make good on the payments. If you have a written agreement with the other person that states they're responsible for payments, you could sue them to collect, but as far as lenders and your credit are concerned, the car belongs to you.


Can someone garnish a cosigner for a car and garnish the primary also?

In the State of Texas, the answer would be "YES" as both parties signed for the car loan and both are responsible for the balance due. I was the primary signor but the cosigner had the car and was making the payments. Then she stopped making payments after owning the car for 3 years and the car was repossessed.


If you are the co-buyer and you are the one making the payments can the buyer take your auto away?

Cosigning for ANYONE is one big mistake. If the person you cosign for is not making the payments then the person that cosigned is responsible for all payments. I have no idea why anyone would want to do this. Unless there were stipulations in the contract you signed with the buyer, then no, they can't just up and sell the car. Take another look at your contract. Marcy


How do you take a name off car loan when the other signer is in prison?

You can't get your name off a car loan. In fact, if the primary borrower isn't making the payments the lender will go after you for payment. That was the reason the lender required a co-signer. You promised to pay if they didn't and you signed the loan.You can't get your name off a car loan. In fact, if the primary borrower isn't making the payments the lender will go after you for payment. That was the reason the lender required a co-signer. You promised to pay if they didn't and you signed the loan.You can't get your name off a car loan. In fact, if the primary borrower isn't making the payments the lender will go after you for payment. That was the reason the lender required a co-signer. You promised to pay if they didn't and you signed the loan.You can't get your name off a car loan. In fact, if the primary borrower isn't making the payments the lender will go after you for payment. That was the reason the lender required a co-signer. You promised to pay if they didn't and you signed the loan.


What do you do if you co-signed for a student loan for your son-in-law who has not been making his payments and you are picking up payments when they go to collections?

Keep paying the loan. You co-signed in trust, and he broke that trust, but you're still legally bound to pay that loan. For payback, family holidays are a good time to bring that stuff up.


In Texas what rights do you have if you sold a car to a friend who stopped making payments per a signed contract if the title is still in your name?

The title is in your name, so you hold all the rights.


In a repossession do you have to pay off the entire car right then or just keep making your loan payments monthly for the duration of the loan?

It would depend on the contract you signed when you purchased the car.


Does a bank have to refinance a car to transfer payments to someone else?

Yes. Or the bank can "add" you to the loan and retain the originator too making the loan a "joint" or "co-signed" loan.


What happens when someone you cosigned a mortgage for has filed for bankruptcy?

When you co-sign on a loan or mortgage for someone, you are promising to make the loan payments if they can't. When someone files for bankruptcy, they are claiming that they cannot make their payments. It would stand to reason that if someone you co-signed on a mortgage for files for bankruptcy that you would then be liable for making the payments.


Is it fair to pay on a loan you've had for 5 or 6 years and the balance is still the same I only borrowed maybe 1500?

You must be making minimal payments that are only covering the interest. You need to pay more attention to the details when you borrow money. You must have signed a loan agreement and failed to read the small print. That's how unsophisticated borrowers get taken advantage of. It isn't fair but it's something you entered into voluntarily. You need to pay more attention and start making much bigger payments.You must be making minimal payments that are only covering the interest. You need to pay more attention to the details when you borrow money. You must have signed a loan agreement and failed to read the small print. That's how unsophisticated borrowers get taken advantage of. It isn't fair but it's something you entered into voluntarily. You need to pay more attention and start making much bigger payments.You must be making minimal payments that are only covering the interest. You need to pay more attention to the details when you borrow money. You must have signed a loan agreement and failed to read the small print. That's how unsophisticated borrowers get taken advantage of. It isn't fair but it's something you entered into voluntarily. You need to pay more attention and start making much bigger payments.You must be making minimal payments that are only covering the interest. You need to pay more attention to the details when you borrow money. You must have signed a loan agreement and failed to read the small print. That's how unsophisticated borrowers get taken advantage of. It isn't fair but it's something you entered into voluntarily. You need to pay more attention and start making much bigger payments.


What if co-signed for a vehicle and the other person went to jail and he is still on the contract how can you get his name off you have the vehicle and have been making payments?

You need to bring a lawsuit and ask the court to order the title be transferred to you. You need a copy of the note that you signed and proof you have been making the payments and for how long. The lender must be in possession of the Certificate of Title. You will need a court order to transfer the title to your name with the help of the lender and it will be up to the judge.You need to bring a lawsuit and ask the court to order the title be transferred to you. You need a copy of the note that you signed and proof you have been making the payments and for how long. The lender must be in possession of the Certificate of Title. You will need a court order to transfer the title to your name with the help of the lender and it will be up to the judge.You need to bring a lawsuit and ask the court to order the title be transferred to you. You need a copy of the note that you signed and proof you have been making the payments and for how long. The lender must be in possession of the Certificate of Title. You will need a court order to transfer the title to your name with the help of the lender and it will be up to the judge.You need to bring a lawsuit and ask the court to order the title be transferred to you. You need a copy of the note that you signed and proof you have been making the payments and for how long. The lender must be in possession of the Certificate of Title. You will need a court order to transfer the title to your name with the help of the lender and it will be up to the judge.


What option do you have if the person you co-sign for stop making payment?

If you co-signed on a debt, you are not obligated. If that person stops making payments, you have no option other than to make the payments yourself. If you do not, you would be responsible for the debt. It will probably be sent to collections, which will destroy your credit, and eventually will probably lead to a lawsuit, so you're going to pay it one way or the other.


Can i report my car stolen in Texas if the person is hiding the car because she is not making her payments. now she has moved i have proof of ownership and a signed contract between us?

No. Contracts and not making payments is a matter for the CIVIL courts. Your car has not actually been stolen so no CRIMINAL offence has been committed and if you report it as stolen when you know it isn't, you will actually be committing a crime yourself.


What do you do if you sold a vehicle to someone with a promissory note stating they will make payments and signed the title over if they do pay?

If they signed the promissory note, then it is legal, and binding.


If you are 3 months behind but making payments on your vehicle can they still repo your car in Illinois?


Can a lender make you pay for a loan for which you co-signed if the borrower filed a Chapter 7 bankruptcy and is no longer making payments?

You guaranteed to pay the loan if the primary borrower does not. That is what a cosigner does. The lender is going to be looking at you for their money.


How do you register a vehicle in pa when title was signed not notarized cant find seller?

just go to the registration office