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Can you speak to a lawyer about filing for bankruptcy over the phone?
Wiki User
∙ 12y ago
Yes.Howevere, he/she will only be able to give you so much infomation over the phone. The lawyer can provide you with certain advice or instructions about what to do, but it is best to see him/her in person.
Wiki User
∙ 12y ago
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How often can one file bankruptcy for businesses?
The first step in filing bankruptcy for any business is to speak with a bankruptcy lawyer. There are many different types of bankruptcies and one needs to know which one to file before anything else can be done.
Who would be the best person to go for mortgage advice--a banker or a lawyer?
For mortgage advice it's best to go to a banker. If you are thinking about filing bankruptcy, then you would want to speak to a lawyer. You might also want to try a financial planner.
Where could you get a lawyer to speak?
You could get a lawyer to speak in a courtroom, on the phone with you, or one on one in a conversation.
Questions To Ask When Meeting with a Bankruptcy Lawyer?
If you are planning to file a bankruptcy, you should find an experienced, competent bankruptcy lawyer if you want to succeed. Filing a bankruptcy is a huge decision, but it can help you lift the burden of financial debt from your shoulders. When you meet with a bankruptcy lawyer, you should ask the following questions. Ask your bankruptcy lawyer if you should file a bankruptcy and find out what options you have. A good bankruptcy lawyer can help you decide if you should file a Chapter 13 or Chapter 7 bankruptcy. You should also find out what the negative effects and benefits are for filing a bankruptcy. You should find out who will be handling your case. Sometimes the person you meet or speak with is the not the person that handles bankruptcy cases. It would be a good idea for you to talk with the person who is handling your case to discuss your concerns. If you do not feel comfortable with the person who is handling your case, you should find a new bankruptcy lawyer. You should also find out if the bankruptcy lawyer is experienced. Find out how many years he has been handling bankruptcy cases. You should only hire an experienced bankruptcy lawyer to represent your case. When you are shopping around for bankruptcy lawyers, find out how much they charge for their services. Some bankruptcy lawyers charge a flat fee and others charge an hourly rate. Also, you should find out if there are any additional costs for using their services. Compare rates with several lawyers before you choose one to represent you. When you are comparing bankruptcy lawyers, you should also find out what the process involves, what they will need from you, and how long the whole process will take before you find out if your case is approved. Before you meet with a bankruptcy lawyer, jot down any other questions or concerns that you have. That way, you will be able to make an informed decision.
What happens to your semi truck that is finacnced im a sole proprioter truck driver can you keep the truck to keep working when i file for bankruptcy?
You really need to speak with a lawyer about this. It's all dependent on the bankruptcy laws in your state, what chapter you're filing for, etc. If the vehicle has an order for repossession on it prior to when you filed for bankruptcy, you may not be able to prevent it.
Can you have money in your savings and file bankruptcy?
The laws vary from state to state, but in general, yes, it's possible. You should speak to a bankruptcy lawyer in your location for more details.
How do you file for bankruptcy?
It's slightly different depending on whether or not you are going through a lawyer. If you are not, you will basically file a ton of paperwork with the government. It requires a ton of specific information that you may not be used to giving out. The application is long and pretty confusing and should not be done hastily.
Can you file chapter 13 on a land contract?
A bankruptcy (either 13 or 7) is filed by a person and is to include ALL debts, not a particular contract. You should speak with a bankruptcy lawyer to find out if you qualify and what debts would be discharged or reorganized under a bankruptcy.
How can you find information to eliminate debt?
The are a few different ways someone can eliminate debt. The best way would be to speak with a debt counselor that can guide you on your individual needs. You can also speak with a bankruptcy lawyer. Even if you do not want to file for bankruptcy, they can guide you on how to get that debt eliminated.
How does filing chapter 7 affect your credit?
Generally a bankruptcy filing (Chapter 7 or Chapter 13) reduces your credit score by around 75 to 150 points. There is no exact amount since how credit reporting agencies determine your credit score is a big industry secret, but a 75 to 150 point drop is what you can expect. So, this means you usually need to wait 12 to 15 months after filing bankruptcy to get a car loan and 2 years after filing to get a mortgage (though of course other factors affect this too, such as length of employment, income amount, debt-to-income ratio, post-bankruptcy credit acquisition, etc). Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
Can you file bankruptcy on Sally Mae student loan?
No. Under no bankruptcy scheme will student loan obligations be dischargeable. Rather, they will remain with you until they are paid off and just because you have filed for bankruptcy does not mean that the loan interest rates will stop either. This is a debt you should attend to as soon as you can and if it is a major reason for your filing for bankruptcy then I urge you to reconsider and speak with an attorney first.
If home is surrendered when filing chaper seven bankruptcy will there be any liability for balance?
No. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
